Totally Free Checking

Looking for a checking account with great features and no maintenance fees?

You found it.

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Checking Account Cincinnati OH

We Keep It Simple

Get all the tools you need to manage your money efficiently without wasting money on fees or jumping through hoops. With options available for high-balance accounts, rest assured we have a checking account to fit your needs.

Our checking accounts include:

Manage your checking account with Online Banking or our mobile app and get free access to: 

  • Purchase Rewards – earn cash-back on your everday purchases deposited directly into your checking account. 
  • Web BillPay – pay a month's worth of bills in seconds. 
  • Money Management – access all your accounts (even non-GECU accounts), track spending, and more, all in one place. 
  • eStatements – access up to two years of statement history (or less, depending on how long you've held the account).


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FREE Checking

Our Free Checking account is the perfect everyday account. With no minimum balance to open or maintain, you have access to everything above and the many free features available in Online Banking or our mobile app.

Premium FREE Checking

Looking to get more from your checking account? With Premium FREE Checking, you earn more with a minimum balance of $10,000 and tiered dividend rates. Plus, rent a Safe Deposit Box for one year, on us.4


Amplified Money Market Checking

More than just a checking account, Amplified Money Market Checking allows you to amp up your earning potential, while maintaining the flexibility of a traditional checking account. This variable rate, four-tiered program gives you the ability to earn a higher return as your balance increases. 

Account Details

Checking FAQs

How do I open a checking account?
Complete a Membership Application; mark the "Checking Account" box. Once completed, stop by any branch with a copy of your driver’s license.
How do I reorder checks?
Reordering your checks couldn’t be easier. Reorder new checks online, check your order status, and more. Get started here. Or, log in to Online Banking and select Check Reorder under Additional Services





1We provide Online Banking and our mobile app to you for free; however, Mobile/Internet data charges may apply. Please contact your service provider for details.

2One book of checks will be granted per primary member for first GECU FREE or Premium FREE Checking account; offer not valid on subsequent accounts of the same type. This refers to single, individual logo checks only (not three per page or Design-a-Check). Additional boxes of checks are available for purchase.

3Our unlimited Web BillPay service must be used in conjunction with a GECU checking account.

4Safe Deposit Boxes only available at our Reading Road and Mason offices. Subject to availability.

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