Free checking accounts may be a thing of the past for some financial institutions, but not at GECU! We keep our accounts simple – without making you jump through hoops for them to actually be free – and full of great benefits. Whichever account you choose, you can rest assured you have the best checking account available. Find out about the fantastic benefits that come with each account:
Features of both accounts:
- No monthly maintenance fee
- Tiered dividend rates
- No annual fee ATM/Debit Card (upon approval); debit card available for use in a variety of digital wallet solutions
- Free GECU ATM access and access to a national network of surcharge-free ATMs
- Free Online and Mobile Banking1 and Sourceline
- Available Overdraft Line of Credit protection
- Payroll Deduction and Direct Deposit options, and much more!
Now offering 24/7 debit card support! Contact us day or night to: update your personal information (name, address, etc.), activate a card, request a replacement card, report a lost/stolen card or suspected fraud, PIN related inquiries, and more!
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Easy Access With Online BankingLearn More
Our FREE Checking account is the perfect "everyday" checking account! In addition to the features listed above, our "everyday" FREE Checking account offers:
- No minimum balance to open or maintain
- One free book of GECU logo checks2
Premium FREE Checking
Our Premium FREE Checking account is just as great as our FREE Checking account… with even more benefits! It has a $10,000 minimum to open and then offers:
- Free Safe Deposit Box rental for the first year (3x5 or 5x5)3
- One free book of GECU premium checks2
1We provide Online/Mobile Banking to you free; however, Mobile/Internet data charges may apply. Please contact your service provider for details.
2One book of checks will be granted per primary member for first GECU FREE or Premium FREE Checking account; offer not valid on subsequent accounts of the same type. This refers to single, individual logo checks only (not three per page or Design-a-Check). Additional boxes of checks are available for purchase.
3Safe Deposit Boxes only available at our Reading Road and Mason offices. This offer cannot be used in conjunction with other certificates. Subject to availability.