Totally Free Checking
Looking for a checking account with great features and no maintenance fees? You found it.
We keep it simple. Get all the tools you need to manage your money efficiently without wasting money on fees or jumping through hoops. With options available for high-balance accounts, rest assured we have a checking account to fit your needs.
Our checking accounts include:
- No monthly maintenance fees
- Tiered dividend rates to earn more on your money
- Free GECU ATM access and access to a national networks of surcharge-free ATMs
- No annual fee Debit/ATM Card (upon approval)
- Free Online Banking, access to our mobile app, and Sourceline1
- Load your debit/ATM card to Apple Pay to make in-store, in-app, and online purchases
- Payroll Deduction and Direct Deposit options
- Free first book of checks2
Manage your checking account with Online Banking or our mobile app and get FREE access to:
- Purchase Rewards – earn cash-back on your everday purchases deposited directly into your checking account.
- Web BillPay – pay a month's worth of bills in seconds.
- Money Management – access all your accounts (even non-GECU accounts), track spending, and more, all in one place.
- eStatements – access up to two years of statement history (or less, depending on how long you've held the account).
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Premium FREE Checking
Looking to get more from your checking account? With Premium Free Checking, you earn more with a minimum balance of $10,000 and tiered dividend rates. Plus, rent a Safe Deposit Box for one year, on us.4
1We provide Online Banking and our mobile app to you for free; however, Mobile/Internet data charges may apply. Please contact your service provider for details.
2One book of checks will be granted per primary member for first GECU Free or Premium Free Checking account; offer not valid on subsequent accounts of the same type. This refers to single, individual logo checks only (not three per page or Design-a-Check). Additional boxes of checks are available for purchase.
3Our unlimited Web BillPay service must be used in conjunction with a GECU checking account.
4Safe Deposit Boxes only available at our Reading Road and Mason offices. Subject to availability.