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General Electric Credit Union

Business  |  As low as 11.74%APR1

A convenient way to finance everyday business expenses. 

Earn 2x the points for every dollar spent to be redeemed for: travel, merchandise, gift cards, cash, and more.  

Business Credit Card Cincinnati OH

Card Details |  Rewards |  Benefits  |  Convenience  |  Interest Rates & Disclosures

Card Details

0% Introductory APR 

Purchases and balance transfers made in the first 60 days will have 0% introductory APR for 12 months. After the introductory period, the APR will adjust to 11.74% - 18.00% for purchases and balance transfers, based on your creditworthiness.2

Bonus Reward Points

Earn 20,000 bonus points after spending $5,000 in the first 90-days of account opening.3

No Annual Fee

Enjoy all the perks of our Business card with no annual fee!4

Online Banking & Mobile App

Access your business' card information through Online Banking and our mobile app. Pay your credit card bill (Online Banking only), receive free eStatements, monitor transactions, and more.5

  • New! Set up automatic payments
    Choose from: statement balance, minimum amount due, or enter an amount that works best for you. Log in to Online Bankingand select the Credit Card tab to get started. (Credit card payments are only available through Online Banking at this time.)

Add Authorized Users

Give your business more flexibility and control by adding authorized users.


Earn 2x the Points

on qualifying purchases during each billing period.3


As points add up, redeem them for: travel, merchandise, gift cards, digital rewards, payments to your GECU credit card, or deposits into a GECU checking or savings account. View your points each month on your statement or login to the Credit Card section in Online Banking at any time. You'll also receive a quarterly CURewards Rewards statement outlining rewards points earned.

Earn extra points by shopping in-store or online at select local, regional, and national merchants by accessing special offers in the CURewards Mall. Learn more about CURewards.

Travel Protection

Auto Rental Collision Waiver

Excellent coverage and peace-of-mind for damage due to collision or theft of most rental cars.

Travel & Emergency Assistance

Help in coordinating medical, legal, and travel services while away from home.

Roadside Dispatch®

Emergency roadside assistance services, such as towing, fuel delivery, and more, coordinated by a 24/7 on-demand referral dispatch network.

Baggage Delay

Reimbursement for the purchase of essential items such as toiletries and clothing, when baggage is delayed or misdirected for more than four (4) hours from the time you arrive in your intended destination. 

Trip Delay

Reimbursement for the cost of food and temporary lodging for cardholders and eligible family members if a covered trip is delayed (due to a covered hazard) for more than 12 hours. 

Travel Accident Insurance

Eligible cardholders, their spouse/domestic partner, and dependent children are automatically insured up to $100,000 against accidental loss of life, limb, sight, speech, or hearing occuring on a common carrier covered trip. 

Purchase Protection

EMV Chip Technology

Enjoy enhanced security and global acceptance when you use your credit card at merchants that use chip-enabled terminals to accept your payment.

Purchase Security & Extended Protection

Covers the reimbursement in the event of theft or damage within the first 90 days from the purchase date for eligible items purchased with an eligible Business card. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one (1) additional year on warranties of three (3) years or less.

Zero Liability

At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.7


Visa® Purchase Alerts

Sign-up for real-time alerts for: individual transaction amount thresholds, international transactions, or card absent transactions, such as by telephone or online orders. Learn more and enroll your card(s).

CURewards Rewards Statement

Receive a quarterly CURewards Rewards eStatement with your point balance (as of the last statement cycle), reward options, and special offers.

CURewards Mobile App

Download the free CURewards app to view CURewards Mall offers based on your current location. You can also redeem your points for merchandise and view your total redeemable point balance. Learn more.

Digital Wallet Options

GECU credit cards are enabled for use with: Apple Pay®, Google Pay™, Samsung Pay™, MasterPass™, and Visa® CheckoutLearn more.

Interest Rates & Disclosures

Card APR
Business As low as 11.74%


+Business Card Details & Disclosures.
1Business Card: Your Annual Percentage Rate (APR) will be 11.74% to 18.00% APR, based on your creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year.
2Introductory APR for Purchases and Balance Transfers: Offer valid for qualified borrowers only. Upon approved credit. Offer subject to change at any time. Purchases and balance transfers made in the first 60 days will have 0.00% introductory APR for 12 months. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will be 11.74% - 18.00% depending on the card you choose and creditworthiness.
3CURewards: As a new Business cardholder, you have the opportunity to earn 20,000 bonus points upon making $5,000 in purchases within the first 90 days of account opening. The bonus points will be added to your CUReward point balance and will be identified as such on your statement, e-statement, or within the Credit Card tab in Online Banking. For each dollar charged on a qualifying purchase in each billing period on your GECU Business card, you'll earn CUReward points. Qualifying purchases are not purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed from time to time with our without notification. Full terms and details of the rewards program will be included with your card and can also be found in our CURewards Rules & Conditions.
4Credit Card Fees: Regular APR applies; foreign transaction fee is 2% of each transaction in U.S. dollars. There is a $5 or 3% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card. 
5Online Banking: We provide Online Banking and Mobile Banking for free; however, Mobile/Internet data charges may apply, as well as text message charges for text commands and Alerts. Please contact your service provider for details.
6Zero Liability: If you suspect there has been unauthorized use of your GECU credit card, promptly contact Cardholder Services at (800) 542-7093. You will not be liable for use that occurs after you notify General Electric Credit Union and/or Cardholder Services of the loss, theft, or possible unauthorized use. See any Credit Card Terms & Conditions for complete details.


PDF Disclosures

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