Details apply to cards opened since July 2016.
No Annual Fee
A low rate and additional perks, all with no annual fee!2
Starts with A Minimum $300 Deposit
Secure your line of credit with an equal deposit of at least $300 (e.g. a $300 deposit = a $300 line of credit).
Access your GECU card information through Online Banking and our mobile app. Pay your credit card bill (Online Banking only), receive free eStatements, monitor transactions, and more.3
New! Set up automatic payments
Choose from: statement balance, minimum amount due, or enter an amount that works best for you. Log in to Online Bankingand select the Credit Card tab to get started. (Credit card payments are only available through Online Banking at this time.)
The FICO® Score we provide is the FICO® Score 8 based on Equifax data. If you're the primary cardholder, view your score through the Credit Card section in Online Banking any time; however, it will only be retrieved from Equifax and updated quarterly.4 Learn more and review the FICO® Score FAQs.
EMV Chip Technology
Enjoy enhanced security and global acceptance when you use your credit card at merchants that use chip-enabled terminals to accept your payment.
At GECU, you won't be held responsible for unauthorized charges you did not authorize, online or otherwise.5
Sign-up for real-time alerts for: individual transaction amount thresholds, international transactions, or card absent transactions, such as by telephone or online orders. Learn more and enroll your card(s).
|Classic Secured||As low as 15.24%|
2Credit Card Fees: Regular APR applies; foreign transaction fee is 1.5% of each transaction in U.S. dollars. There is a late charge of $25.00 or the minimum payment amount (whichever is lesser) if a minimum payment is not made within 55 days after the date of a monthly statement.
3Online Banking: We provide Online Banking and Mobile Banking for free; however, Mobile/Internet data charges may apply, as well as text message charges for text commands and Alerts. Please contact your service provider for details.
4FICO® Scores: FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. Primary GECU credit card accountholders will receive their FICO® Score 8 based on Equifax Data updated on a quarterly basis, when available.
5Zero Liability: If you suspect there has been unauthorized use of your GECU credit card, promptly contact Cardholder Services at (800) 542-7093. You will not be liable for use that occurs after you notify General Electric Credit Union and/or Cardholder Services of the loss, theft, or possible unauthorized use. See any Credit Card Terms & Conditions for complete details.
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