GECU's Individual Retirement Accounts (IRAs) offer guaranteed earnings and dividends are often tax deferred. And, you can potentially enjoy other tax advantages with an IRA. Please click here for details regarding Traditional, Roth, and Educational IRAs, contribution limits, and more.
IRA Certificates offer various terms with low minimum balances. Here are additional details:
- Your rate remains the same throughout the term of your certificate.
- Your certificate will automatically renew at maturity at the prevailing rate unless you choose otherwise (notifications are sent prior to maturing).
- There may be penalties for withdrawing the funds before the maturity date.
Our IRA Passbook Account has no minimum balance requirement and it takes just $5.00 to open. And, you can contribute to your account at any time through Payroll Deduction or by speaking with a loan officer, branch manager, or IRA specialist.
Since IRAs are a specialized account, they must be opened in person with the help of a loan officer, branch manager, or IRA specialist. Please contact us to schedule an appointment.