Money Market Plus Account
Maximize your earnings while having access to funds.
Our Money Market Plus Account (MMA) is a great solution to turn your savings into earnings. With a competitive rate on higher balances, you can save with confidence and reach your savings goals.
Your accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). For more details about how your GECU accounts are protected, please click here for an informative brochure. Calculate your accurate share insurance by using the NCUA e-calculator.
Need fluidity of funds while still earning more on your money? Take advantage of competitive rates without locking it up in a certificate.
When the need arises, we offer many convenient access options. With our MMA, you can take advantage of unlimited deposits and withdrawals in person or at a GECU ATM. You can also make up to six (6) transactions per month via: MMA checks, Online Banking, our mobile app, or by phone.3
Money Market Plus Account Features:
Start saving with confidence.
Not a member yet? Complete the full Membership & Account Application, mark the Money Market Plus box, and mail or drop off your completed application along with your initial deposit.
Current Money Market Rates1
|$10,000 - $49,999.99||.20%||.20%|
|$50,000 and Over||.80%||.80%|
Open An AccountOPEN NOW
Check Out All Deposit RatesView ALL Rates
1Money Market Account: You must deposit $10,000 to open this account. The minimum balance in the account is $10,000. Rates earned are based on balances. The tiers are as follows: Tier 1 daily balance $10,000 to $49,999.99; Tier 2 daily balance $50,000 or more. You must maintain the corresponding minimum daily balance to obtain the disclosed annual percentage yield. If you close your account before dividends are credited, you will not receive the accrued dividends. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. Separate checks and ATM cards are issued to access this account.
2MMA Checks: One box of checks will be granted per primary member for first GECU Money Market Plus account; offer not valid on subsequent accounts of the same type. Additional boxes of checks are available for purchase.
3 During any calendar month you may not make more than six (6) withdrawals or transfers to your other Credit Union accounts or to a third party by means of Online Banking transfer or other pre-authorized electronic funds transfer, automatic transfer, overdraft protection transfer, telephone order or instruction, request transmitted via facsimile machine, or transfer initiated through our audio response service (Sourceline).