Anytime Line of Credit
Our Anytime Line of Credit (ALOC) can help with just about anything - whether you're consolidating high-interest debt, purchasing big-ticket items, funding major life events, or handling unexpected bills. When you have multiple needs for cash over time, an ALOC is a great solution.
- Rates As low as 6.75% APR*
- Line of credit amounts from $500 - $50,000
- No application, annual, per advance, or closing fees
- No collateral required
- 25 free checks; $10 per box thereafter
One of the most convenient ways to access this line of credit is through Online Banking; simply transfer the desired amount (up to your available limit) to your GECU account or an account you have at another institution. You may also call us or stop-in to make a transfer from your line of credit to a GECU account.
To apply for an ALOC, fill-out our online application (select “Unsecured Personal Loan” and write “Line of Credit” in the “Comments” field), or contact us by phone: (513) 243-4328 or (800) 542-7093.
Consumer Loan Brochure
*APR = Annual Percentage Rate. GECU membership is required for our products and services. Contact us for membership details. For qualified borrowers only. The Anytime Line of Credit limits will range from $500 - $50,000. The APR is variable and adjusts with the Prime Rate published in the Wall Street Journal; currently 3.75% effective January 1, 2017. There is a minimum APR of 6% and maximum APR of 18%. Credit will be reviewed annually and the APR will adjust according to the member’s credit score at the time of review. Payments are 3% of the balance; for example, $30.00 for every $1,000 borrowed. The payment due date will be on the last day of each month, no exceptions; and payments can only be paid ahead one month. GECU is an Equal Opportunity Lender.