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General Electric Credit Union

Anytime Line of Credit

Access to cash when you need it most.  

Use it to fund all of the surprises life throws your way.

Apply Online
Anytime Line of Credit: A personal loan to finance just about any need

Our Anytime Line of Credit (ALOC) can help with just about anything.

Whether you're consolidating high-interest debt, purchasing big-ticket items, funding major life events, or handling unexpected bills – when you have multiple needs for cash over time, an ALOC is a great solution.

Features include:

  • Rates: As low as 8.25% APR* 
  • Line of credit amounts from $500 - $50,000
  • No application, annual, per advance, or closing fees
  • No collateral required
  • 25 free checks; $10 per box thereafter

One of the most convenient ways to access this line of credit is through Online Banking; simply transfer the desired amount (up to your available limit) to your GECU account or an account you have at another institution. You may also call us or stop-in to make a transfer from your line of credit to a GECU account. 


Applying is Easy

 

 

 

*APR = Annual Percentage Rate. For qualified borrowers only. The Anytime Line of Credit limits will range from $500 - $50,000. The APR is variable and adjusts with the Prime Rate published in the Wall Street Journal; currently 4.50% effective 12/14/17. There is a minimum APR of 6% and maximum APR of 18%. Credit will be reviewed annually and the APR will adjust according to the member’s credit score at the time of review. Payments are 3% of the balance; for example, $30.00 for every $1,000 borrowed. The payment due date will be on the last day of each month, no exceptions; and payments can only be paid ahead one month. 


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