Anytime Line of Credit

Access to cash when you need it most.  

Use it to fund all of the surprises life throws your way.

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Anytime Line of Credit: A personal loan to finance just about any need

Our Anytime Line of Credit (ALOC) can help with just about anything.

Whether you're consolidating high-interest debt, purchasing big-ticket items, funding major life events, or handling unexpected bills – when you have multiple needs for cash over time, an ALOC is a great solution.

Features include:

  • Rates: As low as 7.75% APR* 
  • Line of credit amounts from $500 - $50,000
  • No application, annual, per advance, or closing fees
  • No collateral required
  • 25 free checks; $10 per box thereafter

One of the most convenient ways to access this line of credit is through Online Banking; simply transfer the desired amount (up to your available limit) to your GECU account or an account you have at another institution. You may also call us or stop-in to make a transfer from your line of credit to a GECU account. 


Applying is Easy

 

 

 

*APR = Annual Percentage Rate. For qualified borrowers only. The Anytime Line of Credit limits will range from $500 - $50,000. The APR is variable and adjusts with the Prime Rate published in the Wall Street Journal; currently 4.50% effective 12/14/17. There is a minimum APR of 6% and maximum APR of 18%. Credit will be reviewed annually and the APR will adjust according to the member’s credit score at the time of review. Payments are 3% of the balance; for example, $30.00 for every $1,000 borrowed. The payment due date will be on the last day of each month, no exceptions; and payments can only be paid ahead one month. 


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