Home Equity Line of Credit

Enjoy flexible access to funds when you need it! 

Planning a bathroom remodel or need to make a large purchase? Your home's equity can help.

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Home Equity Line of Credit Cincinnati OH

Enjoy flexible access to funds when you need it!

Establishing a Home Equity Line of Credit (HELOC) gives you access to funds when you need it and can be used to help with home improvement projects, make large purchases, or even consolidate high-interest debt. And, we’re currently offering a great special!

  • An introductory rate of 3.99%APR1 for six (6) months1
  • Then converts to:
    • 4.75%APR1 (Prime+0% up to $49,999; Prime currently at 4.75%)
    • 4.50%APR1 (Prime-.25% $50,000 and up; Prime currently at 4.75%)
Experience great features.
  • No annual or inactivity fees; no closing costs1
  • 10-year draw period; no initial draw requirement
  • Convenient access through Online/Mobile Banking, HELOC checks, and in-person
  • Tax deductible2

Enjoy the flexibility of a GECU Home Equity Line of Credit.

 

Apply now!

 

 

GECU membership is required to take advantage of this offer. 1Home Equity Line of Credit (HELOC): Offer is limited to owner-occupied, single-family property located in Ohio, Kentucky, and Indiana. APR = Annual Percentage Rate. Rates listed as of published date (May 8, 2018). For qualified borrowers only. New money and refinances from other financial institutions only. Offer is subject to change at any time. Line of credit up to $49,999 has an introductory rate of 3.99% for six (6) months and then converts to a rate of Prime - 0%; the rate is subject to adjustment on the first day of each calendar quarter to Prime + 0% (subject to program minimum APR of 3.75% after the introductory period; the maximum APR for this loan plan is 11.75%). $50,000 and up has an introductory rate of 3.99% for six (6) months and then converts to a rate of Prime - .25%; the rate is subject to adjustment on the first day of each calendar quarter to Prime - .25% (subject to program minimum APR of 3.75% after the introductory period; the maximum APR for this loan plan is 11.50%). The Prime Rate is from the Wall Street Journal and is currently 4.75%, as of 03/23/18. There is no annual fee. The minimum finance amount is $10,000. Standard closing costs are generally waived, however, any closing costs charged will increase the APR. The loan must be for a primary residence only. Maximum 80% loan to value (LTV). Property insurance required to open plan.
2Tax Deductible: Contact a tax advisor on deductibility of interest.

How to take advantage of the equity in your home. Watch now!

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