Make A Smart Move

High-interest debt can cause financial strain. 

Consolidate your high-rate balances to a low-rate GECU credit card and save on the amount of interest you'll pay.

Card Options Balance Transfer
Transfer high interest debt to a low-rate GECU credit card in Cincinnati OH

Interest isn't the only thing you'll save on.

When you transfer your balances by March 31, 2018, take advantage of: 

NO Balance Transfer Fees1  

-PLUS-
When you open a new card, enjoy 0% introductory APR for 12 months on purchases and balance transfers made within the first 60 days. After that, APR will be 8.49 - 18.00% depending on the card you choose and your creditworthiness.2

 


Choose Your Perfect Fit

Visa Signature®  |  As low as 11.99%APR3Visa Signature Credit Card Cincinnati OH

Perfect for you if: 
  • You enjoy traveling, without costly foreign transaction fees3 
  • You have an established credit history and are looking for more elite features in a credit card
  • You want to redeem points for premium, high-end items or travel

More Details  


Platinum  |  As low as 9.99%APR4Platinum Credit Card Cincinnati OH

Perfect for you if: 
  • You enjoy a point-based reward system
  • You want the freedom to choose how to be rewarded
  • You're looking for a card with a lower-than-industry average rate

More Details 


Gold  |  As low as 9.99%APR4Gold Credit Card Cincinnati OH

Perfect for you if: 
  • You are looking for a simple reward system
  • You want to earn cash-back, while still enjoying a low rate

More Details 


The Classic  |  As low as 8.49%APR5The Classic Credit Card Cincinnati OH

Perfect for you if: 
  • You typically carry a balance and want to pay less in interest
  • You're just starting out and want to build your credit 
  • You're not interested in earning rewards

More Details 


Classic Secured  |  As low as 14.74%APR6Classic Secured Credit card Cincinnati OH

Perfect for you if: 
  • You're just starting out and want to build your credit 
  • You want to rebuild your credit history

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Business  |  As low as 10.99%APR7Business Credit Card Cincinnati OH

Perfect for you if: 
  • You need access to a line of credit (up to $100,000)
  • You want to earn reward points on business-related purchases

More Details  

 

 

+Disclosures
APR= Annual Percentage Rate. Membership is required for use of our products and services. Rates and details are accurate as of January 24, 2018 and are subject to change. Full terms and details for all cards and rewards programs will be included with your card and can also be found on the gecreditunion.org/credit-cards. Equal Opportunity Lender.
1Balance Transfer Fee= Now through March 31, 2018, there is no balance transfer fee when bringing over balances from any non-General Electric Credit Union (GECU) credit cards. Not applicable to Classic Secured credit card.
2Introductory APR: Offer valid for qualified borrowers only. Upon approved credit. Offer subject to change at any time. 0.00% Introductory APR for the first 12 months on purchases and balance transfers made in the first 60 days, after the account is opened. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will be 8.49 - 18.00% APR depending on the card you choose and your creditworthiness.
3Visa Signature Card: Your APR will be 11.99% to 17.99% APR, based on your creditworthiness. The APR may vary (increase or decrease) on quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year. Regular APR applies; foreign transaction fee is 0% of each transaction in U.S. dollars.
4Platinum and Gold Cards: Your APR will be 9.99% to 15.99% APR, based on creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year.
5The Classic Card: Your APR will be 8.49% to 14.49% APR, based on creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year.
6Classic Secured Card: Your APR will be 14.74% to 18.00% APR, based on creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year.
7Business Card: Your APR will be 10.99% to 18.00% APR, based on creditworthiness. The APR may vary (increase or decrease) on a quarterly basis and is determined by adding our margin to the Prime Rate as published in The Wall Street Journal effective for the first day of January, April, July, and October of every year.

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