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General Electric Credit Union

Purchase Rewards

Turn everyday purchases into cash. 

Earn cash back while you spend when you use your GECU debit card to make purchases.

Get Started Demo & FAQs
With purchase rewards you'll turn your everyday purchases into cash

It's as easy as click, shop, earn.

What’s better than shopping and eating at your favorite stores or restaurants? Earning cash back while you do it! Now, you can automatically receive cash back by using your GECU debit card and activating offers from Online Banking or our mobile app

Receive offers relevant to you.

Purchase Rewards offers are unique to you and based on where you shop and dine using your GECU debit card and overall buying habits. Offers can include the merchants you visit frequently or their competitors.

How it works.

Purchase Rewards are like rebates. To earn rewards, simply activate available offers in Online Banking or our mobile app, then shop at the specified retailers or restaurants using your GECU debit card. The more you use your GECU checking account and debit card, the more offers you’ll receive.

The cash-back rewards will automatically be credited to your checking account at the end of the next month with no limit to the amount of rewards you can earn. Any GECU debit cardholder using Online Banking or our mobile app is automatically enrolled in Purchase Rewards and can log in and begin activating offers.

Get started:

  1. Log in to Online Banking or our mobile app.
    • In Online Banking, Purchase Rewards will appear on the homepage when you log in, as in-line offers with transactions in your checking Account History, and on the Purchase Rewards Summary page. 
    • In our mobile app, Apple users click More, then Purchase Rewards; Android users tap the menu icon, then Purchase Rewards.
  2. Click the Purchase Rewards offer to view details and activate the offer (take note of promotional period, reward amount, and condition to qualify).
  3. Shop at the retailers or restaurants you’ve activated offers for and use your GECU debit card.
  4. Earn on your everyday purchases.
  5. Enjoy, and repeat!

Purchase rewards is another way you can earn more as a GECU accountholder. Log in to Online Banking or our mobile app today to get started!


See how it works:


Purchase Reward FAQs

What are Purchase Rewards?
Purchase Rewards is a free program that lets you turn your everyday purchases into cash when you use your GECU debit card.
How do I sign up for Purchase Rewards?
GECU debit cardholders are automatically enrolled in this program. To get started, log in to Online Banking or our mobile app and click the offer you want to activate. Then, use your debit card at the applicable retailer or restaurant and earn cash-back!
Can I opt out of Purchase Rewards?
Yes. To opt out of Purchase Rewards, click Purchase Rewards preferences on the Account History page. Here, you can choose to be removed fro the program entirely or remove offers from appearing in-line with your transactions.
Are Purchase Rewards free to use?
Yes. There is no cost associated with using Purchase Rewards. This is just another benefit of using your GECU debit card. Here, you can remove yourself from the program entirely or remove offers from appearing in-line with transactions.
Is my personal information shared with retailers?
Your security is important to us. Your personal information is secure and not shared with retailers. 
Where do I go to view the offers?
Once you log in to Online Banking, Purchase Rewards will appear on the homepage under your accounts as well as in your checking Account History page. Using our mobile app, Apple users click More, then Purchase Rewards, Android users tap the menu icon then More.
How do I earn rewards/offers?
To earn rewards, you can activate offers in Online Banking or our mobile app and then shop at the specific retailer using your GECU debit card. Using your card will load more offers as merchant offers are based on your spending habits.
Do I need a coupon or code to earn rewards?
Each offer has different details regarding the promotional period, reward amount, and conditions to qualify for the reward. Offers requiring an online purchase are clearly specified and may include a redemption code. 
How long do I have to take advantage of an offer?
Each offer has different offer periods set by the merchant and can vary. You must redeem the offer by the expiration date.
Why don’t I see any offers?
Offers are based on how often you use your GECU debit card. If you don’t use your card frequently, you may not receive any offers until you use your card more. 
Do I have to pay any taxes on the rewards I earn?
No. You do not have to pay taxes on the rewards you receive.

 

 

 


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