Collision: For damage to your auto following an accident.
Other Than Collision: For damage to your auto caused by a wide range of perils other than impact with another vehicle or object (i.e. theft or vandalism).
Liability: Covers your liability to others for bodily injury or property damage you cause.
Uninsured/Underinsured Motorists: Pays for the bodily injury resulting from the hit and run driver, a drive with no insurance, or a driver who is inadequately insured.
Rental Reimbursement: Pays for a car rental while your car is being repaired as a result of a covered loss.
Towing: Pays for towing and labor charges whenever your car is disabled.