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Insurance Policies
-The Financial Mall

 

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Insurance Services offers the following types of policies and products.

 Auto  Homeowner's
 Term Life  Whole Life
 Short- & Long-term
  Major Medical
 RV, Boat, & Motorcycle
 Impaired-risk Life  Impaired-risk Major Medical
 Dental  Long-term Disability
 Personal Liability  Umbrella
 Business  Immediate Annuities
 Deferred Annuities  

Auto Insurance

Whether you've purchased a new vehicle and need insurance or would just like to compare rates, we can provide you with the coverage you need:

  • Collision
  • Theft or vandalism
  • Liability
  • Uninsured/under-insured motorist
  • Towing and rental reimbursement
  • And, more!

Click here to learn more about auto insurance.

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Homeowners Insurance

Protect your most expensive asset! Basic coverage protects your home from damage and there are also optional services that include:

  • Home replacement costs guarantee
  • Personal property replacement costs guarantee
  • Earthquake protection
  • Water back-up and sump pump protection
  • In-home business property
  • And, more!

Your homeowners package also provides you with liability coverage. With this coverage, you and other household members are protected in the event that you are found legally responsible for injuries or damages.

Click here to learn more about homeowners insurance.

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Term Life Insurance

Caring for your family is a big responsibility and top-quality, affordable term life insurance from a reputable company is the perfect product. It can provide you a large amount of protection at a lower cost than permanent insurance; you decide how long the coverage is needed and purchase the term length that best suits your needs; and it gives you peace of mind that your outstanding financial obligations will be met in the unfortunate event of your untimely death.

Sample monthly rates:
$250,000 Death Benefit, 10-Year Level Term (non-tobacco rate class)
 

Age Male Female
 

per month

per month

30 $13.55 $13.12
35 13.76 13.33
40 18.28 16.56
45 23.22 19.78
50 32.90 26.02

Click here to learn more about term life insurance.

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Whole Life Insurance

Life insurance is not something we like to think about, but something we need to think about. Right now, many are under-insured and if something should happen, those who survive them may face a financial struggle. If you think to yourself, you can't afford life insurance right now, that's the exact reason why you should. Life insurance helps manage risk in your life and creates a certainty that your loved ones would be provided for should something happen to you.

Click here for our FREE Rate Quote Request - Whole Life Plans (pdf) which outlines the rates for coverage.

Click here to learn more about whole life insurance.

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Short- and Long-Term Major Medical Insurance

If your employer doesn't offer it, or you're in between jobs, affordable, major medical insurance is crucial to have in case of the unexpected. We offer both short-term policies, for those who only need coverage during a brief period of time, and long-term policies, for those who need permanent coverage.

Click here to learn more about medical insurance.    

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We also offer these types polices:

  • RV, Boat, and Motorcycle Insurance
    You work hard so you can play hard. Protect your recreational vehicles with our recreational vehicle protection programs.
  • Impaired-risk Life Insurance
    Have you been denied life insurance due to a pre-existing condition? We can help find a policy to fit your needs and provide the protection you and your family deserve.
  • Impaired-risk Major Medical Insurance
    A pre-existing medical condition could be a factor in finding adequate healthcare when doing the research yourself. Our professionals will do the research and find the best policy for you.
  • Dental Insurance
    In a tough economy, it's important to continue looking out for your health, including dental health, rather than cutting back on a policy. We can help you find affordable policies so you can take care of yourself.
  • Long-term Disability Insurance
    If something were to happen to you, and you could no longer work, do you have the funds available to cover your everyday living expenses? Long-term disability insurance can step-in to help out when you need it most.
  • Personal Liability Insurance
    Standard homeowners and auto insurance policies offer an amount of personal liability insurance, but sometimes not enough to cover the costs of an accidental injury to someone on your property or from your vehicle. Additional personal liability insurance can help to cover the added costs if something were to happen.
  • Umbrella Insurance
    In today's, "I'll sue you" world, it's important to cover your assets. If you are the target of legal action, umbrella insurance can help you.
  • Business Insurance
    You've worked hard to build your business. Don't let a set-back jeopardize its future. Preserve what you've earned with customized business insurance.
  • Immediate Annuities
    Immediate annuities work like pension: you pay an annuity provider a lump sum in exchange for a guaranteed income stream. They are used as a way to convert at least a portion of your retirement funds into a steady income that lasts for your entire life.
  • Deferred Annuities
    Deferred annuities are retirement savings vehicles in which you save money on a tax-deferred basis (much like a traditional IRA). When you reach retirement, you can withdraw it as a lump sum or as a series of payments.

Click here for more information about the above policies and for more details about choosing the right insurance for you.

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Insurance Services is provided through CUSO Corp. – a credit union service organization wholly owned by GECU and is located in GECU's Reading Road office. Insurance Services provided through Bardon Insurance Agency, Inc. dba Insurance Services.

Source: Motorists Mutual Insurance Company®

 
 



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