Bump Certificates

A Bump Certificate is a type of certificate that gives you the option to “bump” up to a higher APY during the certificate’s maturity term. The outcome? More savings, just like that.

Increase your rate once a year, every year, for the life of the certificate.

• Increase your rate 3x (once per year) with a 3-year Bump Certificate.
• Increase your rate 5x (once per year) with a 5-year Bump Certificate. 

How does it work? 

At the written or verbal request of any Certificate owner, the dividend rate may be changed to the current rate offered on new Certificates without incurring a penalty, one time per year. Note: A signature will be required to process a bump rate increase request.

To initiate a bump request:

• Contact us by phone at: 513.243.4328 or 800.542.7093, send us an email at: [email protected], or chat with a member of our team online, through Online Banking, or our mobile app.
• Visit any GECU location and speak with a team member.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.