Deposit insurance exists to protect your funds in the event a financial institution fails.
Save with confidence
No minimum deposit
A certificate is a great way to earn higher interest than in a traditional savings account. Our high-yield certificates offer guaranteed returns and put your savings on autopilot. Just choose your term and let your certificate go to work for you.
- Competitve rates
- No minimum deposit requirement (with the exception of our Jumbo/Jumbo+ Certificates)
- Federally insured up to $250,000 by the NCUA
Three easy ways to open a certificate
Schedule an appointment
Schedule an appointment at your preferred GECU location to ensure a team member is ready to assist you.
Open an account online
It only takes a few minutes to open an account.
Give us a call
Contact us to open an account by phone.
Read more about certificates
Saving for the future can feel like swimming upstream – especially during periods of high inflation when the cost of everything goes up. That’s why you need a savings solution that propels your money forward.
When interest rates increase, it can affect your financial life in several ways – some good, some bad. One silver lining is that financial institutions often increase their deposit rates in response to rate hikes.