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General Electric Credit Union

Leave 2020 Behind

Bring your savings goals back in to focus.  

Whatever the reason, a certificate offers guaranteed earnings to help you achieve your goals.

Open A Certificate
Certificate Specials Cincinnati, OH

Nothing is predictable, but your earnings can be. 

At GECU, we're here to help bring your savings goals back in to focus—leave 2020 behind and look ahead to a brighter 2021!

11-Month Certificate Special - Offer Extended!

Through December 31st, open an 11-Month Certificate and earn: 

1.21% APY*
($500 minimum to open; new money only*)

Everyday Certificate Options 

Our standard certificates come in a variety of terms with area-leading interest rates. Choose your preferred term and open with as little as $500!      

Standard Certificates

rates_share_certificates table
TermMinimum BalanceRateAPY
6 - Month Certificate$500.74%.75%
1 - Year Certificate$500.99%1.00%
2 - Year Certificate$5001.04%1.05%
3 - Year Certificate$5001.19%1.20%
5 - Year Certificate$5001.24%1.25%
1 - Year Jumbo Certificate$100,0001.04%1.05%
2 - Year Jumbo Certificate$100,0001.09%1.10%
Effective 06/8/2020

All GECU certificates feature: 

Got five minutes? Open your certificate online!

Use our quick and easy online application to open your certificate in minutes.

Apply Online

Prefer to visit a branch? Due to the pandemic, it's best to schedule an appointment at your favorite branch in advance.




Member eligibility required; visit our Membership & Eligibility page for details. APY = Annual Percentage Yield. Refer to the Account Disclosure for account information. Please call: 513.243.4328 or 800.542.7093 for the most current rates.
*11-Month Certificate Special: This is a limited-time offer, all details including the stated APY, are accurate as of 10.29.2020. GECU reserves the right to end or modify this offer at any time. Minimum balance to open certificate and earn APY is $500. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 30 calendar days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. GECU will send you a maturity notice prior to renewal. Upon maturity, the certificate will automatically renew into the same term at the prevailing rate available. Requires a minimum deposit of $500, new money only. New money is defined as proceeds not previously on deposit with GECU.

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