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General Electric Credit Union

Personal Checking Accounts

Choose the account that matches your lifestyle.

Whether you’re looking for the basics or want a longer list of perks, we have a checking solution that’s just right for you.

Choose Your Account Open Online
Checking Account Cincinnati OH

Enhance your everyday with a GECU checking account.

You use your checking account every day. It’s your filling up the tank account, your picking up the milk account, it’s your everyday account —and we’ve got solutions to help you easily manage your day-to-day finances.

Simply Free Checking

Simply Free Checking is the perfect everyday checking account, ideal for those who are looking for a simple account packed with great features.

Choice Checking

Choice Checking is a competitive, dividend-earning checking account with two tiers for attainable earning opportunities. 

Amplified High-Yield Checking

Our Amplified High-Yield Checking account offers significant earning potential, with five tiers - as your balance increases, so does your return. 

Managing your finances is easy when you've got the right tools. 

Optional FREE Benefits

  • Our Round-Up program is an easy way to build your savings as you use your debit card every day! Each purchase you make gets rounded up to the nearest dollar, then the extra change gets transferred from your checking account to your GECU savings account automatically. Plus, we’ll match 5% of your rounded-up funds, up to $350 a year!3
  • Set up Overdraft Protection Transfers, to cover overdrafts in your checking account. Funds will automatically transfer from a linked account to cover overdrafts and bring your balance up to zero. You're protected, for free!4 

To enroll and set up these optional perks, please contact us or visit your local branch.

Ready to switch? ClickSWITCH makes it easy!

We understand that switching your checking account may sound like an overwhelming task, but it doesn’t have to be. Clickswitch helps move your direct deposits and automatic payments to your new GECU checking account in 10 minutes or less.

To open your account and get started with ClickSWITCH:





1Our ATM network is fee free for GECU members. In-network ATMs include: GECU, Allpoint, and Fifth Third ATM networks. For more details visit: Foreign transaction fees apply to out-of-network ATMs, please review our Fee Schedule for those details.

2We provide Online Banking, our mobile app, and text alerts to you for free; however, mobile/internet data and text message charges from your service provider may apply.

3The Round-Up Program is only available to: Simply Free, Choice, and Amplified High-Yield Checking accountholders. Match will be paid on eligible funds in member’s chosen account at the end of the month. Match is reportable on IRS Form 1099. The annual match limit is $350.

4Overdraft Protection Transfer is only available to: Simply Free, Choice, and Amplified High-Yield Checking accountholders. Please refer to Truth in Savings for Regulation D limitations. Should you reach your maximum transactions with your primary overdraft savings account, the switch to your secondary overdraft account will occur next business day.

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