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General Electric Credit Union

Totally Free Checking

Looking for a checking account with great features and no maintenance fees?

You found it.

Apply Online
Checking Account Cincinnati OH

We Keep It Simple

Get all the tools you need to manage your money efficiently without wasting money on fees or jumping through hoops. With options available for high-balance accounts, rest assured we have a checking account to fit your needs.

Our checking accounts include:

Manage your checking account with Online Banking or our mobile app and get free access to: 

  • Mobile Deposit – quickly and securely deposit checks on the go
  • Purchase Rewards – earn cash-back on your everyday purchases deposited directly into your checking account
  • Web BillPay – pay a month's worth of bills in seconds4
  • Money Management – access all your accounts (even non-GECU accounts), track spending, and more, all in one place
  • eStatements – access up to two years of statement history (or less, depending on how long you've held the account)


Open An Account

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FREE Checking

Our Free Checking account is the perfect everyday account. With no minimum balance to open or maintain, you have access to everything above and the many free features available in Online Banking or our mobile app.

Premium FREE Checking

Looking to get more from your checking account? With Premium FREE Checking, you earn more with a minimum balance of $10,000 and tiered dividend rates. Plus, rent a Safe Deposit Box for one year, on us.5


Amplified High-Yield Checking

More than just a checking account, Amplified High-Yield Checking allows you to amp up your earning potential, while maintaining the flexibility of a traditional checking account. This variable rate, four-tiered program gives you the ability to earn a higher return as your balance increases. 

Account Details

Checking FAQs

How do I open a checking account?
How do I reorder checks?
Reordering your checks couldn’t be easier. Reorder new checks online, check your order status, and more. Get started here. Or, log in to Online Banking and select Check Reorder under Additional Services





1GECU ATM fee may apply at surcharge-free ATMs. For details, review our Fee Schedule. When using a foreign ATM within the Alliance One Network, occasionally machines will display a standard surcharge message on the screen during your transaction. Despite seeing this message, Alliance One Network members will not actually pay this surcharge when the transaction is processed through the network. This list is updated continually and is up to the institution who owns the ATM to notify the Alliance One Network of any changes. Please check your account to confirm this surcharge has not been charged to your account. If you have been charged this fee, please contact member services. 

2We provide Online Banking and our mobile app to you for free; however, Mobile/Internet data charges may apply. Please contact your service provider for details.

3One book of checks will be granted per primary member for first GECU FREE or Premium FREE Checking account; offer not valid on subsequent accounts of the same type. This refers to single, individual logo checks only (not three per page or Design-a-Check). Additional boxes of checks are available for purchase.

4Our unlimited Web BillPay service must be used in conjunction with a GECU checking account.

5Safe Deposit Boxes only available at our Reading Road and Mason offices. Subject to availability.

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