Everyday banking, simplified.
Simply Free Checking is ideal if you're looking for a low maintenance account with convenient features to help you manage your day-to-day finances.
- $25 minimum to open
- $0 monthly maintenance fee
- Free debit card with cash-back Purchase Rewards
- Free access to 57,500+ ATMs nationwide as our GECU in-network ATMs include all: GECU, Fifth Third, and Allpoint Network ATMs1
- View your FICO® Score for free within Online Banking and mobile app
Optional FREE Benefits
- Our Round-Up program is an easy way to build your savings as you use your debit card every day! Each purchase you make gets rounded up to the nearest dollar, then the extra change gets transferred from your checking account to your GECU savings account automatically. Plus, we’ll match 5% of your rounded-up funds, up to $350 a year!2
- Set up Overdraft Protection Transfers, to cover overdrafts in your checking account. Funds will automatically transfer from a linked account to cover overdrafts and bring your balance up to zero. You're protected, for free!3
Managing your finances is easy when you've got the right tools.
- Free, top-rated Online Banking and mobile app services:4
- Add your GECU debit card to your favorite mobile or online digital wallet: Apple Pay®, Samsung Pay™, Google Pay™, Visa Checkout®, or MasterPass
We understand that switching your checking account may sound like an overwhelming task, but it doesn’t have to be. Clickswitch helps move your direct deposits and automatic payments to your new GECU checking account in 10 minutes or less.
To open your account and get started with ClickSWITCH:
1Our ATM network is fee free for withdrawals for GECU debit cardholders. In-network ATMs include: GECU, Allpoint, and Fifth Third ATM networks. For more details our Debit Card Access page. Foreign transaction fees apply to out-of-network ATMs, please review our Fee Schedule for those details.
2The Round-Up Program is only available to: Simply Free, Choice, and Amplified High-Yield Checking accountholders. Match will be paid on eligible funds in member’s chosen account at the end of the month. Match is reportable on IRS Form 1099. The annual match limit is $350.
3Overdraft Protection Transfer is only available to: Simply Free, Choice, and Amplified High-Yield Checking accountholders. Please refer to Truth in Savings for Regulation D limitations. Should you reach your maximum transactions with your primary overdraft savings account, the switch to your secondary overdraft account will occur next business day.
4We provide Online Banking, our mobile app, and text alerts to you for free; however, mobile/internet data and text message charges from your service provider may apply.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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