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General Electric Credit Union

Money Market Plus

Maximize your earnings while having access to your funds, too. 

Take advantage of competitive rates without locking up your funds in a certificate.

Open An Account Current Rates
Money Market Account Cincinnati OH

A great solution to turn your savings into earnings.

Your accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). For more details about how your GECU accounts are protected, please click here for an informative brochure. Calculate your accurate share insurance by using the NCUA e-calculator.

When the need arises, we offer many convenient access options. With our MMA, you can take advantage of unlimited deposits and withdrawals in person or at a GECU ATM. You can also make up to six (6) transactions per month via: MMA checks, Online Banking, our mobile app, or by phone.3

Money Market Plus Account Features:

No monthly fees. Receive a competitive, industry-leading rate with no monthly fees to worry about.
24/7 account access. Easily manage your accounts through Online Banking or our mobile app.
Unlimited ATM withdrawals. Get funds when you need with a no monthly-fee ATM card at any ATM.
Mobile deposit. Increase your earnings by depositing funds anywhere, anytime using our mobile app.
Tiered dividends. Control how much you earn and earn more with a higher balance.
Free checks. Receive your first box of MMA checks on us.


Money Market Rates1

rates_money_market table
Deposit AmountRateAPY
$10,000 - $49,999.99.20%.20%
$50,000 and Over.80%.80%

Start saving with confidence. 

To open a Money Market Account:



1Money Market Account: You must deposit $10,000 to open this account. The minimum balance in the account is $10,000. Rates earned are based on balances. The tiers are as follows: Tier 1 daily balance $10,000 to $49,999.99; Tier 2 daily balance $50,000 or more. You must maintain the corresponding minimum daily balance to obtain the disclosed annual percentage yield. If you close your account before dividends are credited, you will not receive the accrued dividends. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. Separate checks and ATM cards are issued to access this account. Full details of this account can be found by reviewing the Account Disclosure

2MMA Checks: One box of checks will be granted per primary member for first GECU Money Market Plus account; offer not valid on subsequent accounts of the same type. Additional boxes of checks are available for purchase.

3During any calendar month you may not make more than six (6) withdrawals or transfers to your other Credit Union accounts or to a third party by means of Online Banking transfer or other pre-authorized electronic funds transfer, automatic transfer, overdraft protection transfer, telephone order or instruction, request transmitted via facsimile machine, or transfer initiated through our audio response service (Sourceline).

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