Our Anytime Line of Credit (ALOC) can help with just about anything.
Whether you're consolidating high-interest debt, purchasing big-ticket items, funding major life events, or handling unexpected bills – when you have multiple needs for cash over time, an ALOC is a great solution.
- Rates: As low as 8.25% APR*
- Line of credit amounts from $500 - $50,000
- No application, annual, per advance, or closing fees
- No collateral required
- 25 free checks; $10 per box thereafter
One of the most convenient ways to access this line of credit is through Online Banking; simply transfer the desired amount (up to your available limit) to your GECU account or an account you have at another institution. You may also call us or stop-in to make a transfer from your line of credit to a GECU account.
Applying is Easy
- Apply online
- Call a loan officer at: 513.243.4328 or 800.5420.7093
- Meet with a loan officer (at our: Reading Road, Mason, Loveland, Fairfield, and Eastgate locations)
*APR = Annual Percentage Rate. For qualified borrowers only. The Anytime Line of Credit limits will range from $500 - $50,000. The APR is variable and adjusts with the Prime Rate published in the Wall Street Journal; currently 4.50% effective 12/14/17. There is a minimum APR of 6% and maximum APR of 18%. Credit will be reviewed annually and the APR will adjust according to the member’s credit score at the time of review. Payments are 3% of the balance; for example, $30.00 for every $1,000 borrowed. The payment due date will be on the last day of each month, no exceptions; and payments can only be paid ahead one month.
Back to Top