Our Anytime Line of Credit (ALOC) can help with just about anything.
Whether you're consolidating high-interest debt, purchasing big-ticket items, funding major life events, or handling unexpected bills – when you have multiple needs for cash over time, an ALOC is a great solution.
- Rates: As low as 9.00% APR*
- Line of credit amounts from $500 - $50,000
- No annual or per advance fees
- No collateral required
- 25 free checks; $10 per box thereafter
One of the most convenient ways to access this line of credit is through Online Banking or our mobile app; simply transfer the desired amount (up to your available limit) to your GECU account or an account you have at another institution. You may also call us or stop-in to make a transfer from your line of credit to a GECU account.
Applying is Easy
*APR = Annual Percentage Rate. For qualified borrowers only. The Anytime Line of Credit limits will range from $500 - $50,000. The rate is variable and adjusts with the Prime Rate. The Prime Rate is from the Wall Street Journal; currently 5.00% as of 9/20/2019. There is a minimum rate of 6% and maximum of 18%. Credit will be reviewed annually and the rate will adjust according to the member’s credit score at the time of review. Payments are 1.5% of the balance; for example, $15.00 for every $1,000 borrowed. The due date will be on the last day of each month, no exceptions; only able to pay ahead one month.
We provide Online Banking and our mobile app to you for free; however, message and data rates may apply. Contact your service provider for details.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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