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General Electric Credit Union

Business Advantage Money Market

Savings and flexibility for your business. 

As your business grows, so will your returns with this tiered, variable-rate money market account. 

Current Rates Contact Us
Business Money Market Cincinnati OH

It's a win-win!

Our Business Advantage Money Market account is the perfect account for your excess funds; you'll receive a higher return on your money with the flexibility to access it should the need arise. This tiered, variable-rate savings account offers a competitive savings opportunity with rates tied to the Treasury Bill (T-Bill), so you'll always receive the best rates in the market.1

What is the T-Bill?

Rates on Treasury Bills are set by market action and reflect the stability and direction of the overall market. The 1-Month T-Bill rate fluctuates daily and will be updated every Tuesday, based on the preceding Friday's rates.

Account Features:

Tiered Rates1

rates_business_moneymarket table
Deposit AmountRateAPY
Up to $99,999.99 (br)(Variable based on 1-Month Treasury Bill - 1.25% (margin)).29%.29%
$100,000.00 - $499,999.99 (br)(Variable based on 1-Month Treasury Bill - 1.00% (margin)).54%.54%
$500,000.00+ (br)(Variable based on 1-Month Treasury Bill - .50% (margin))1.04%1.04%

Effective 1/22/2020

Ready for the Next Step?

Our helpful and knowledgeable professionals are ready to answer your questions. For more information:

  • Contact a Branch Manager at: 513.243.4328 or 800.542.7093.
  • Complete this short form and we'll get in touch with you. 


1Business Advantage Money Market Account: There is no minimum balance requirement to open this account. To earn dividends, you must have a balance greater than $0. Dividend rates are based on the account balance and account tier. The tiers are as follows: Tier 1 daily balance of: $0.01 to $24,999.99 (1-Month Treasury Bill – 1.25%); Tier 2: $25,000 to $99,999.99 (1-Month Treasury Bill – 1.25%); Tier 3: $100,000 to $499,999.99 (1-Month Treasury Bill – 1.00%); Tier 4: $500,000 or more (1-Month Treasury Bill – .50%). All tiers are subject to variable rate pricing and will adjust weekly. We will update this rate weekly on Tuesday to reflect the previous Friday’s 1-Month Treasury Bill rate. If Tuesday is an observed holiday, it will be updated the next available business day. The 1- Month Treasury bill rate can be found from the U.S. Department of Treasury site under the “Daily Treasury Yield Curve Rate” drop down option. We use the daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account. APY will vary due to activity and balance. Rate may change after the account is open. Fees may reduce earnings. This account is subject to Reg D limitations.   
2Federal regulations (Regulation D) limit the number of the following types of withdrawals and transfers from a savings account to a total of six (6) per month: automatic or pre-authorized transfers, telephone transfers, Online Banking transfers, or ACH credits/debits. If you exceed the monthly limit, you may visit a branch or ATM to complete a transfer from a savings account.
3We provide Online Banking and our mobile app to you for free; however, Mobile/Internet data charges may apply. Please contact your service provider for details.

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