Business Certificates
Boost your business' savings.
Set excess funds aside to grow while your business grows, too.
Compare Rates
Increase your business' wealth with guaranteed returns.
Certificates provide a fixed-rate return, making them a safe, risk-free way to reach your business' goals. Our Business Certificates are available in a variety of terms, including specials and promotions, most with a minimum to open of just $500.
Business Certificates include:
- Area-leading rates
- Opening minimum as low as $500
- Term options from 6 months to 5 years
- Renewal opportunity at certificate maturity with prevailing rate
- Federally insured to at least $250,000 by the National Credit Union Administration (NCUA).
Business Certificate Rates
Certificate Specials
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 11 - Month Business Certificate | $500 | 1.20% | 1.21% |
Effective 09/22/2020
Standard Business Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6 - Month Certificate | $500 | .59% | .60% |
| 1 - Year Certificate | $500 | .79% | .80% |
| 2 - Year Certificate | $500 | .94% | .95% |
| 3 - Year Certificate | $500 | .99% | 1.00% |
| 5 - Year Certificate | $500 | 1.14% | 1.15% |
| 1 - Year Jumbo Certificate | $100,000 | .84% | .85% |
| 2 - Year Jumbo Certificate | $100,000 | .99% | 1.00% |
Ready to open a certificate?
Our helpful and knowledgeable professionals are here to help. To get started:
- Contact a Branch Manager at: 513.243.4328 or 800.542.7093.
- Complete this short form and we'll get in touch with you.
APY = Annual Percentage Yield. Fees may reduce earnings. Penalties for early withdrawal on all certificates. Refer to the Account Disclosure for account information. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates.
*11-Month Certificate Special: This is a limited-time offer, all details including the stated APY, are accurate as of 10.29.2020. GECU reserves the right to end or modify this offer at any time. Minimum balance to open certificate and earn APY is $500. Certificates will be opened, and interest will accrue as of the date funding is received; funding must be received within 30 calendar days of opening the account. Fees may reduce earnings; subject to early withdrawal penalties. GECU will send you a maturity notice prior to renewal. Upon maturity, the certificate will automatically renew into the same term at the prevailing rate available. Requires a minimum deposit of $500, new money only. New money is defined as proceeds not previously on deposit with GECU.
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