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General Electric Credit Union

ATM Access

Say goodbye to ATM fees! 

With a GECU debit or ATM card, you'll have access to your money almost anywhere. 

Locate an ATM
ATM access at GECU Cincinnati OH

Bringing you access to more ATMs than ever before. 

That’s right! Nearly 100,000 ATMs are now completely free for GECU members.1 Our newly expanded, free in-network ATMs now include all: GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs.

Expanded ATM network

Find a free ATM just about anywhere, even at many popular retailers including: Target, CVS Pharmacy, Walgreens, Rite Aid, Kroger, Speedway, Sunoco, and Costco Wholesale!

Locate an ATM near you by: 


In-Network versus Out-of-Network ATMs

In-Network ATMs: When you use an in-network ATM (GECU, Allpoint, MoneyPass, CULIANCE, or Fifth Third ATMs), there is no fee or surcharge for the transaction.

Out-of-Network (Foreign) ATMs: Foreign ATMs are those ATMs which do not belong to the GECU, Allpoint, MoneyPass, CULIANCE, or Fifth Third ATMs. When using an out-of-network ATM, you will be assessed a fee of $3.

How to Avoid ATM Fees & Surcharges

  • Use an In-Network ATM when possible as it's totally free for members.
  • Get extra cash back. When you use your debit card at the grocery store, or other merchants that allow you to use a debit card with your PIN, you can ask to get extra cash back from your purchase. You simply specify the amount you'd like to receive and the cashier will give you that amount once your purchase has processed.
  • Take out enough cash for the week or pay period. By taking out a larger sum, you'll cover your cash needs for the week and can avoid multiple trips to the credit union or surcharge-free ATMs. This is a good tip to follow if you do have to use an ATM that surcharges.




1Our ATM network is fee free for withdrawals for GECU debit cardholders. In-network ATMs include: GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs. For more details visit our Debit Card Access page. Foreign transaction fees apply to out-of-network ATMs, please review our Fee Schedule for those details.



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