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General Electric Credit Union

Home Equity Line of Credit

Enjoy flexible access to funds when you need it! 

Planning a bathroom remodel or need to make a large purchase? Your home's equity can help.

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Home Equity Line of Credit Cincinnati OH

Enjoy flexible access to funds when you need it!

Establishing a Home Equity Line of Credit (HELOC) gives you access to funds when you need it and can be used to help with home improvement projects, make large purchases, or even consolidate high-interest debt. And, we’re currently offering a great special!

  • An introductory rate of 3.49%APR for 12 months1
  • Then converts to:
    • 3.75%APR1 (Prime+0% up to $49,999)
    • 3.75%APR1 (Prime-.25% $50,000 and up)
Experience great features.
  • No annual or inactivity fees; no closing costs1
  • 10-year draw period; no initial draw requirement
  • Convenient access through Online/Mobile Banking, HELOC checks, and in-person
  • Tax deductible2

Enjoy the flexibility of a GECU Home Equity Line of Credit.

 

Apply now!

 

 

GECU membership is required to take advantage of this offer. 1Offer ends 06.30.2020. Offer is limited to owner-occupied, single-family property located in Ohio, Kentucky, and Indiana. APR = Annual Percentage Rate. Rates listed as of published date (January 1, 2020). For qualified borrowers only. Offer is subject to change at any time. Line of credit up to $49,999 has an introductory rate of 3.49% for 12 months and then converts to a rate of Prime - 0%; the rate is subject to adjustment on the first day of each calendar quarter to Prime - 0% (subject to program minimum APR of 3.75% after the introductory period; the maximum APR for this loan plan is 10.49%). $50,000 and up has an introductory rate of 3.49% for 12 months and then converts to a rate of Prime - .25%; the rate is subject to adjustment on the first day of each calendar quarter to Prime - .25% (subject to program minimum APR of 3.75% after the introductory period; the maximum APR for this loan plan is 10.49%). The Prime Rate is from The Wall Street Journal and is currently 3.25%, as of 04.01.2020.  
2Tax Deductible: Contact a tax advisor on deductibility of interest.


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