Applications & Forms

Open An Account | Apply for A Loan | Forms & Paper Applications

PLEASE NOTE: The following applications and forms are for General Electric Credit Union in Cincinnati, Ohio.

Open An Account

Whether you're here to begin your membership and open your first account or you're ready to open your next account, we've made it easy to get started.

We currently offer online account opening for savings, checking, certificate, and money market accounts. Individual retirement accounts (IRAs), health savings accounts (HSAs), and business accounts are not available at this time. Apply for and fund your account in 5-10 minutes!

Note: You must be 18 years old to apply online.

I'm A Current Member Become A Member

If you live or work in the Greater Cincinnati area, YOU can become a member! Visit our Membership & Eligibility page for more information about eligibility requirements.

Apply for A Loan

Our online loan application is always available so you can apply at your convenience. Select the appropriate link to apply for a:

Forms & Paper Applications

Membership & Account FAQs

Can I be a member?

You are eligible for membership at GECU if you live, work, worship, or attend school in one of the Ohio, Kentucky, or Indiana communities we serve. In addition, if you are an employee or member of one of our Select Employer Groups (SEGs) or are an immediate family member of a current member, you’re eligible to join, too!

Visit our Membership & Eligibility page to find out more about our field of membership. Then, all you have to do is open a Share/Savings account and maintain a $5 balance; this establishes your membership and grants you access to all our products and services. Get started by completing our easy online application.

What forms of identification do I need to open an account?

New members are required to provide two forms of identification to establish their membership and open an account:

Primary forms of ID must be: an unexpired driver’s license, state issued ID, military ID, U.S. passport; a social security card, birth certificate, or school ID card can be accepted for minors only (17 years old or younger).
Secondary forms of ID can be: social security card, birth certificate, debit or credit card, library card, store/gym membership card, insurance card, work ID card, student ID card, income verification (pay stubs, fixed-income statement, tax returns, etc.), or utility bill with current address (electric, gas, cable, water, etc.).

Are my deposits insured?

Yes, your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

What are your rates?

Visit our Deposit Rates page to view our latest rates, including current specials or promotions.

What is GECU’s routing number?

Our routing number is: 2420-7682-1.

Loan Application FAQs

How can I apply for a loan?

You can easily apply online for: vehicle/boat/RV/motorcycle loans, personal loans, credit cards, home loans, and home equity loans and lines of credit. Additionally, you can stop in a branch location to meet with a Loan Officer or Member Consultant at: Reading Road (Evendale), Mason, Loveland, Fairfield, Highland Heights, or Eastgate (by appointment) offices.

Do I have to be a member of GECU to get a loan?

You may apply for a loan prior to establishing your membership, but once approved you will need to open a membership Share/Savings account with at least $5 prior to receiving your loan funds.

General Electric Credit Union