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General Electric Credit Union

Debit Card Access

Convenient and easy access to your money. 

It's hard to get by without plastic these days; use your GECU cards for access 24/7.  

Debit Card
Convenient and easy access to your money using your GECU debit or ATM card

Using Your Debit Card

If you have a GECU Checking account, use your debit card for convenient access to your money. 

  • Nearly 100,000 Free ATMs nationwide 
    Say goodbye to ATM fees with our expanded ATM network. Access your cash from any GECU, Allpoint, MoneyPass, CULIANCE, or Fifth Third ATMs, all for free.1 
  • eGuard: An added layer of security for your debit card
    GECU debit cardholders are automatically enrolled in eGuard, an authentication payment system using 3-D Secure Solution that’s designed to improve online transaction security.

    When suspicious activity is detected, cardholders will be asked to authenticate the purchase via a one-time passcode sent to their mobile phone. If not on file, eGuard will present knowledge based questions (e.g. date of birth, zip code) for the cardholder to answer during the checkout process. 

Card Activation

Activate your card as soon as you get it!

When you receive your new card, there will be a sticker on the card containing instructions, including the number to call (866.642.0450) to activate your card and determine your PIN. 

  • To activate your PIN, call: 866.642.0450.
  • If you need to change your PIN, and know your existing PIN, please call the number on the back of your card.

Important note: We cannot change, update, or reset your PIN for you. You will need to follow one of the above methods for updating your PIN. 




1Our ATM network is fee free for withdrawals for GECU debit cardholders. In-network ATMs include: GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs. Foreign transaction fees apply to out-of-network ATMs, please review our Fee Schedule for those details.

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