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General Electric Credit Union

Debit & ATM Card Access

Convenient and easy access to your money. 

It's hard to get by without plastic these days; use your GECU cards for access 24/7.  

Debit Card ATM Card
Convenient and easy access to your money using your GECU debit or ATM card

Using Your Debit Card

If you have a GECU Checking account, we encourage you to apply for our debit card! This card is a convenient way to access your checking account funds and it doubles as an ATM card. There's no annual fee and it carries the MasterCard® logo.

  • Earn cash-back with your GECU debit card while you spend with Purchase Rewards!
    Now, you can automatically receive cash back by using your GECU debit card and activating offers from Online Banking or our mobile app. It’s as easy as click, shop, and earn.
  • eGuard: An added layer of security for your debit card
    GECU debit cardholders are automatically enrolled in eGuard, an authentication payment system using 3-D Secure Solution that’s designed to improve online transaction security.

    When suspicious activity is detected, cardholders will be asked to authenticate the purchase via a one-time passcode sent to their mobile phone. If not on file, eGuard will present knowledge based questions (e.g. date of birth, zip code) for the cardholder to answer during the checkout process. 
  • Surcharge-Free Access
    Enjoy surcharge-free access to your money when you use your debit card at any 5/3, Alliance One, or Allpoint Network ATM! With these great networks you have access to 60,000+ surcharge-free ATMs. 
Learn More

ATM Card Access

If you don't have one of our fantastic checking accounts, but still want access to your Share/Savings or Money Market account, we also offer an ATM card. You can use any 5/3, Alliance One, or Allpoint Network ATM with no surcharge-fee.

Learn More About ATM Access

Card Activation

Activate your card as soon as you get it!

When you receive your new card, there will be a sticker on the card containing instructions, including the number to call (866.642.0450) to activate your card and determine your PIN. 

  • To activate your PIN, call: 866.642.0450.
  • If you need to change your PIN, and know your existing PIN, please call the number on the back of your card.

Important note: We cannot change, update, or reset your PIN for you. You will need to follow one of the above methods for updating your PIN. 




*GECU ATM fee may apply at surcharge-free ATMs. For details, review our Fee Schedule. When using a foreign ATM within the Alliance One or Allpoint Network, occasionally machines will display a standard surcharge message on the screen during your transaction. Despite seeing this message, members using a GECU ATM/debit card at an Alliance One or Allpoint Network ATM will not actually pay this surcharge when the transaction is processed through the network. This list is updated continually and is up to the institution who owns the ATM to notify the Alliance One and Allpoint Network of any changes. Please check your account to confirm this surcharge has not been charged to your account.

Locate a GECU Branch/ATM

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