This holiday season, spend more time with your family and less time worrying about your finances. In addition to checking your balance on-the-go, consider using a mobile app to safely monitor and stay on top of your accounts and keep a handle on your holiday shopping.
How to manage your wallet this holiday season
Keep an eye on your accounts
The holidays are unfortunately the time of year when fraud reaches its highest. Accessing your accounts from your phone means you can monitor activity and detect any potential issues.
Many financial institutions offer methods of checking your balance without even having to log in to the app. With text message banking, just send a text to your bank to receive a balance update, make a quick transfer to cover your next purchase, or view recent transactions. An easy way to stay on top of your account without needing to log in to the app.
Set up alerts
Always know how much money you have available by setting up balance alerts for your accounts. Receive a text, email, or push notification with a balance update periodically. If your balance is low, easily transfer funds and avoid over drafting from your account.
Manage your budget on your phone
It’s one thing to set a budget for the holidays, it’s another thing entirely to actually follow it. Avoid overspending by creating and managing your budget directly on your mobile device. Take advantage of an account aggregator to view the status of all your accounts across financial institutions in one place with a single, secure login.
Deposit checks on-the-go
Whether you need to deposit a paycheck or an early gift from your grandma, depositing checks via mobile deposit saves you a trip to the branch or ATM.
Send Popmoney® gifts
Did you forget someone on your shopping list? It happens. Avoid the awkward encounter by easily sending them money via Popmoney. Everyone appreciates the gift of money. All you need is their email address or phone number to send money and you can include a special note wishing them a happy holiday. That’s it!
Pay bills in an instant
Realize you didn’t pay your phone bill yet? No need to rush home. Simply log in to your mobile app and use your financial institution’s bill pay option to manage any upcoming bills so you’re on track to keep shopping.
The holidays can be stressful enough. Between navigating the crowds and finding the perfect gifts for everyone, you don’t want to add financial worry on top of that. Using the resources available on your mobile app will help you relax and enjoy the season.