Credit bureaus look at several factors when determining your score. This includes how long you’ve had credit, your payment history, and your credit utilization rate (which measures how much of your available credit is currently in use), among other things.
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- November 14, 2022
- Posted by General Electric Credit Union
- 4 read
Everybody makes mistakes. If you recently missed a loan payment, you may be trying to gauge what the fallout could be.