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You just finished watching an episode of a home improvement show. And now, you feel emboldened to pick up a sledgehammer and knock down a few walls. Pump the breaks!
Like homes themselves, mortgages come in many sizes and types. One of the most important decisions you face as you consider your choices is whether to take out a fixed- or an adjustable-rate mortgage.
Loans are a fantastic way to put big-ticket items in reach. Whether you took out a personal loan to fund a home improvement project, an auto loan for a new ride, or a mortgage loan to secure the home of your dreams, you’ll need to make monthly payments to satisfy your obligations as a borrower.
On March 16, 2022, the Federal Open Market Committee (FOMC) of the Federal Reserve raised the benchmark federal funds rate by 0.25% to a target range of 0.25% to 0.50%.