Retirement savings accounts are a fantastic way to build a nest egg for your golden years. Both Individual Retirement Accounts (IRA) and 401(k)s are tax-advantaged accounts, which allow you to keep more of the money you worked so hard to save.
If buying a home is a goal of yours, well-meaning friends and family may have cautioned you to avoid becoming “house poor.”
There’s a common misconception that checking your own credit score will hurt it, at least temporarily. But this is untrue. The reason lies in the difference between a “hard pull” and a “soft pull.”
While you receive monthly bank statements, do you read them or understand the information they contain? If not, you should.