Retirement savings accounts are a fantastic way to build a nest egg for your golden years. Both Individual Retirement Accounts (IRA) and 401(k)s are tax-advantaged accounts, which allow you to keep more of the money you worked so hard to save.
There’s a common misconception that checking your own credit score will hurt it, at least temporarily. But this is untrue. The reason lies in the difference between a “hard pull” and a “soft pull.”