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With inflation increasing the cost of goods and services, many Americans are turning to holiday shopping events like Cyber Monday 2022, which falls on Nov. 28, to give their wallets some relief while buying presents.
The U.S. housing market, already strong before the pandemic, has heated up to record levels in 2021. The Case-Shiller U.S. National Home Price Index, which measures home prices in 20 major metropolitan areas, reported a 12-month increase of 18.6% in June 2021, the largest year-over-year gain in data going back to 1987.1
Congrats on the newest addition to your family! This is an exciting time; however, you may be worried about if this change in life will affect your budget and future financial plans.
The holidays are an exciting time, but it’s important not to get too carried away. From presents to decorations and travel costs, you’ll be making a lot of purchases using your checking account or credit cards.