Getting a credit card for the first time represents a new level of spending capability, but just like getting behind the steering wheel for the first time, there are some things you need to know in order to use this new financial vehicle responsibly.
UPDATE: Scammers are taking advantage of the Equifax breach by calling consumers and acting as Equifax to "verify account information." This is a scam. Do not give any personal information. If you've received a call you think is fake, report it to the FTC. Click here to read an article published in NPR about the breach.