GECU’s Share Certificates allow you to lock in a dividend rate on your deposited funds for a specific term - from 182 days to 5 years. It’s a great alternative to a traditional savings account because it’s a guaranteed fixed-rate return on your savings, making it a safe, secure, and risk-free savings option.
Our Share Certificates offer a low minimum balance of $500 (jumbo certificates have a minimum of $100,000) and various terms that work together to build your best savings plan. Additional details include:
- Your rate remains the same throughout the term of your certificate.
- Your certificate will automatically renew at maturity at the prevailing rate unless you choose otherwise (notifications are sent prior to maturing).
- There may be a penalty for withdrawing the funds before the maturity date.
- Share Certificates are federally insured up to $250,000 by the National Credit Union Administration. Learn more about how your accounts are insured.
You can open a Share Certificate with a teller at any location!
Additional certificates include:
1Example rates in the homepage ad are accurate as of August 2, 2016; rates are subject to change at anytime. APY = Annual Percentage Yield. Fees may reduce earnings. Substantial penalties for early withdrawal on all certificates. Refer to the Know Your Share Certificate disclosure for account information. *Bankrate.com, Weekly CD Rate Analysis, July 28, 2016. **According to the Cincinnati Enquirer's Saturday Local Rate Report.