Membership and eligibility

Ready to make a change that will benefit your finances and your future? We look forward to welcoming you as a member.

Experience the
GECU difference

  • Become part of something bigger
  • Work with a team that believes your success is our success
  • Access valuable accounts and services

For every stage in life, GECU supports you with the resources, products, and tools you need to open doors and reach your goals. It all starts with taking the first step toward membership. Since 1954, we've helped generations of individuals, families, and business owners in Greater Cincinnati, and we look forward to helping you.

Our door is your possibility

Becoming a member is easy!

Our membership qualifications are easy to meet:

  • Live, work, worship, or attend school in one of the following counties in Ohio: Adams, Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fayette, Franklin, Greene, Hamilton, Highland, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, and Warren.
  • Live, work, worship, or attend school in one of the following counties in Kentucky: Boone, Bourbon, Campbell, Fayette, Grant, Harrison, Kenton, Pendleton, and Scott.
  • Live or work in one of the following counties in Indiana: Dearborn, Franklin, Ohio, Switzerland, and Union.
  • An immediate family member of a current member, including: spouse, child, sibling, parent, grandparent/grandchild, step parents/children/siblings, and adoptive relationships.
  • Live and share household expenses with a current member.
  • A parishioner of All Saints Church, Assumption Catholic Parish, Crestview Presbyterian Church, Forest Chapel United Methodist Church, Glen Este Church of Christ, North Cincinnati Community Church, Sharonville United Methodist Church, St. Michael's Church, or True Holiness Covenant of the Peace Woodlawn Assembly.
  • An employee, student, or family member to a student at Kings Local Schools, Loveland City Schools, or Mason City Schools.
  • An employee or pensioner of General Electric Company Aircraft Engine Division or General Electric Company in Greater Cincinnati.
  • Employed by TriHealth, including: Bethesda North, Good Samaritan, and Group Health in Greater Cincinnati.
  • Employed by Mercy Health in Greater Cincinnati.
  • Employed by one of our 335+ Cincinnati Select Employer Groups (SEGs).

If you answered yes to any of these, you are eligible to become a General Electric Credit Union member!


Open your first account

You may open an account online or schedule an appointment at your nearest GECU location to establish your membership. You'll need to provide the following the get started:

  • Your email address, mailing address, and phone number
  • Your Social Security number
  • A valid driver's license or other government-issued ID

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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Committed to our communities
GECU supports local through our GECU Cares program, sponsorships, and our annual scholarship.