The world of credit scores doesn't have to be confusing. Enjoy our free, downloadable eBook The Ultimate Beginner's Guide to Credit Scores.
Budget for the holidays with Money Management
Take the stress out of holiday budgeting with our Money Management tool, integrated with Online Banking and our mobile app. Plan for holiday spending, track your budget, and more!
Supporting you at every stage
The GECU and credit union difference
Serving since 1954
With proven stability, we are the third largest locally based financial institution in Greater Cincinnati.
You’re a shareholder
As a cooperative Credit Union, we’re owned and run by our members.
Members matter
We're not for profit and we’re committed to your financial success.
Open to all
GECU membership is open to anyone in the Greater Cincinnati area.
Committed to our communities
GECU supports local businesses and organizations through our GECU Cares program, sponsorships, and our annual scholarship.
Empowering people
Your success is our success. We provide tools and resources so you can make the best choices for your unique finances.
What our members say
The best service and finance help there is around the country.
RP S.
I have been a member for over 15 years. All staff are very helpful and pleasant to deal with and loans only take a few days to get approval instead of weeks and now that they're adding additional locations making everything better if you need to go into one. They offer great rates on their loans and I have referred numerous people to them and their website is always kept up to date with the latest technology.
Debbie F.
Great bank. Friendly service. I love the banking app.
Michael U.
Money Minutes Blog
A traditional savings account is a fantastic way to set aside funds for the future. But there are options that give your financial life the boost it needs to catch up during periods of high inflation.
Credit bureaus look at several factors when determining your score. This includes how long you’ve had credit, your payment history, and your credit utilization rate (which measures how much of your available credit is currently in use), among other things.