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IRA Money Market
Live large and seek adventure. Or, kick back and relax. Whatever your retirement dreams are, this secure, higher-earning account can leave you with more money to work (and play) with.
Put your retirement savings on a growth track
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Choose Roth or Traditional IRAs
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Enjoy secure, guaranteed returns
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Earn more with a five-tiered rate structure1
The best years of your life? You bet. The key is a retirement savings plan that offers exceptional results. At GECU, we make it easy to build up a nest egg. Our IRA Money Market offers guaranteed returns, competitive earnings, and tax benefits to help your savings go even further.
- Accelerate your savings with tax advantages1 and no monthly fees.
- Open an account with as little or as much as you want (no minimum to open and earn).
- Contribute up to $7,000 per year ($8,000 if over age 50).
- Take advantage of tiered-rates that reward bigger balances.2
- Monitor account activity 24/7 with Online Banking and our mobile app.3
- Trust in the protection of the National Credit Union Administration (NCUA), which insures all IRA funds for up to $250,000.
IRA Money Market Rates2
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 1.79% | 1.80% |
| $100 - $4,999.99 | 1.79% | 1.80% |
| $5,000 - $24,999.99 | 1.79% | 1.80% |
| $25,000 - $249,999.99 | 1.79% | 1.80% |
| $250,000+ | 1.79% | 1.80% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 1.9.2026.
Helpful Resources
Money Minutes Blog
A traditional Individual Retirement Account (IRA) is a fantastic way to build tax-advantaged earnings for retirement. But can you withdraw funds from a traditional IRA?
You can name a beneficiary or multiple beneficiaries on many accounts.
With all of life’s unexpected expenses, saving for retirement might not have always been at the forefront – at a younger age, there was more time to make riskier investments.
This top-rated app is where it's at
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