Credit cards
Looking for a credit card with an unbeatable low rate? A card that rewards you? Or both? Choose a GECU Visa® credit card that matches your style.
Every card is packed
with perks
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Industry-leading rates with no annual fee1
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Introductory offer and bonus opportunities
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Contactless payments with Apple Pay®, Google Pay®, and Samsung PayTM
Widget: Products
The Classic5
Get back to the basics - back to when a credit card was just a credit card.
Classic Secured6
A secured credit card to help you build or rebuild your credit.
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Visa Signature®2
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Platinum3
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Gold4
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The Classic5
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Classic Secured6
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|---|---|---|---|---|---|
| Perfect for you if: | You want to earn 2x the points on every purchase and love exclusive rewards. |
You love earning points just for buying groceries and filling up your gas tank. |
You love getting automatic cash back. |
You believe the greatest reward is a great low rate. |
You want to build or rebuild your credit. |
| Standard rates as low as | 15.99% APR |
13.99% APR |
13.99% APR |
12.49% APR |
18.00% APR |
| Earns unlimited points or cash back | 2x the points on every purchase |
3x the points at U.S. supermarkets and wholesale clubs |
2% at U.S. supermarkets and wholesale clubs |
No |
No |
| Bonus point or cash back offer | Earn 20,000 bonus points after spending $2,500 in the first 90-days of account opening.2 |
Earn 10,000 bonus points after spending $1,000 in the first 90-days of account opening.3 |
Receive $100 cash back after spending $1,000 in the first 90-days of account opening.4 |
No |
No |
| Introductory offer available7 | Yes | Yes | Yes | Yes | No |
| Annual fee1 | No | No | No | No | No |
| Contactless payments with Apple Pay®, Google Pay®, and Samsung Pay™ | Yes | Yes | Yes | Yes | Yes |
| Access to your FICO® Score for free | Yes | Yes | Yes | Yes | Yes |
| Free access to card management tools in Online Banking and our mobile app8 | Yes | Yes | Yes | Yes | Yes |
| Zero Liability9 | Yes | Yes | Yes | Yes | Yes |
| ID Navigator powered by NortonLifeLock | Yes | Yes | Yes | Yes | Yes |
| No foreign transaction fee1 | Yes | No | No | No | No |
| Visa Signature® Concierge10 | Yes | No | No | No | No |
Account Features |
Visa Signature®2
|
|---|---|
| Perfect for you if: | You want to earn 2x the points on every purchase and love exclusive rewards. |
| Standard rates as low as | 15.99% APR |
| Earns unlimited points or cash back | 2x the points on every purchase |
| Bonus point or cash back offer | Earn 20,000 bonus points after spending $2,500 in the first 90-days of account opening.2 |
| Introductory offer available | Yes |
| Annual fee | No |
| Contactless payments with Apple Pay, Google Pay, and Samsung Pay | Yes |
| Access to your FICO Score for free | Yes |
| Free access to card management tools in Online Banking and our mobile app | Yes |
| Zero Liability | Yes |
| ID Navigator powered by NortonLifeLock | Yes |
| No foreign transaction fee | Yes |
| Visa Signature Concierge | Yes |
Account Features |
Platinum3
|
|---|---|
| Perfect for you if: | You love earning points just for buying groceries and filling up your gas tank. |
| Standard rates as low as | 13.99% APR |
| Earns unlimited points or cash back | 3x the points at U.S. supermarkets and wholesale clubs |
| Bonus point or cash back offer | Earn 10,000 bonus points after spending $1,000 in the first 90-days of account opening.3 |
| Introductory offer available | Yes |
| Annual fee | No |
| Contactless payments with Apple Pay, Google Pay, and Samsung Pay | Yes |
| Access to your FICO Score for free | Yes |
| Free access to card management tools in Online Banking and our mobile app | Yes |
| Zero Liability | Yes |
| ID Navigator powered by NortonLifeLock | Yes |
| No foreign transaction fee | No |
| Visa Signature Concierge | No |
Account Features |
Gold4
|
|---|---|
| Perfect for you if: | You love getting automatic cash back. |
| Standard rates as low as | 13.99% APR |
| Earns unlimited points or cash back | 2% at U.S. supermarkets and wholesale clubs |
| Bonus point or cash back offer | Receive $100 cash back after spending $1,000 in the first 90-days of account opening.4 |
| Introductory offer available | Yes |
| Annual fee | No |
| Contactless payments with Apple Pay, Google Pay, and Samsung Pay | Yes |
| Access to your FICO Score for free | Yes |
| Free access to card management tools in Online Banking and our mobile app | Yes |
| Zero Liability | Yes |
| ID Navigator powered by NortonLifeLock | Yes |
| No foreign transaction fee | No |
| Visa Signature Concierge | No |
Account Features |
The Classic5
|
|---|---|
| Perfect for you if: | You believe the greatest reward is a great low rate. |
| Standard rates as low as | 12.49% APR |
| Earns unlimited points or cash back | No |
| Bonus point or cash back offer | No |
| Introductory offer available | Yes |
| Annual fee | No |
| Contactless payments with Apple Pay, Google Pay, and Samsung Pay | Yes |
| Access to your FICO Score for free | Yes |
| Free access to card management tools in Online Banking and our mobile app | Yes |
| Zero Liability | Yes |
| ID Navigator powered by NortonLifeLock | Yes |
| No foreign transaction fee | No |
| Visa Signature Concierge | No |
Account Features |
Classic Secured6
|
|---|---|
| Perfect for you if: | You want to build or rebuild your credit. |
| Standard rates as low as | 18.00% APR |
| Earns unlimited points or cash back | No |
| Bonus point or cash back offer | No |
| Introductory offer available | No |
| Annual fee | No |
| Contactless payments with Apple Pay, Google Pay, and Samsung Pay | Yes |
| Access to your FICO Score for free | Yes |
| Free access to card management tools in Online Banking and our mobile app | Yes |
| Zero Liability | Yes |
| ID Navigator powered by NortonLifeLock | Yes |
| No foreign transaction fee | No |
| Visa Signature Concierge | No |
Access your FICO® Score, for free
Monitor your FICO® Score through Online Banking and our mobile app, updated quarterly.
General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
Helpful Resources
Money Minutes Blog
There’s a misconception that the only people who benefit from credit card rewards are those who frequently jet off to tropical destinations or who can rationalize a card with an annual fee.
You may reach for a credit card multiple times a week. They are a convenient and flexible payment option for both every day and extraordinary purchases.
In today's fast-paced world, credit cards have become an integral part of financial lives. Among the various types available, cash back credit cards have gained immense popularity.
This top-rated app is where it's at
All it takes is a quick download to open up lots of time-saving features you can use on the go.