Credit cards

Looking for a credit card with an unbeatable low rate? A card that rewards you? Or both? Choose a GECU Visa® credit card that matches your style.

Every card is packed
with perks

  • Industry-leading rates with no annual fee1
  • Introductory offer and bonus opportunities
  • Contactless payments with Apple Pay®, Google Pay®, and Samsung PayTM

Widget: Products

Visa Signature®2

A prestigious card with premium perks

Platinum3

Flexible, point-based rewards earned as you purchase.

Gold4

Cash in on your spending; earn unlimited cash back.

The Classic5

Get back to the basics - back to when a credit card was just a credit card.

Classic Secured6

A secured credit card to help you build or rebuild your credit.

Visa Signature®2
Platinum3
Gold4
The Classic5
Classic Secured6
Perfect for you if: You want to earn 2x the points on every purchase and love exclusive rewards. You love earning points just for buying groceries and filling up your gas tank. You love getting automatic cash back. You believe the greatest reward is a great low rate. You want to build or rebuild your credit.
Rates as low as 10.99% APR 8.99% APR 8.99% APR 7.49% APR 13.74% APR
Earns unlimited points or cash back 2x the points on every purchase 3x the points at U.S. supermarkets and wholesale clubs
2x the points at gas stations
1 point on all other purchases
2% at U.S. supermarkets and wholesale clubs
1.5% at gas stations
1% on all other purchases
10% on finance charges
No No
Bonus point or cash back offer Earn 20,000 bonus points after spending $2,500 in the first 90-days of account opening.2 Earn 10,000 bonus points after spending $1,000 in the first 90-days of account opening.3 Receive $100 cash back after spending $1,000 in the first 90-days of account opening.4 No No
Introductory offer7 Yes Yes Yes Yes No
Annual fee1 No No No No No
Contactless payments with Apple Pay®, Google Pay®, and Samsung Pay Yes Yes Yes Yes Yes
Access to your FICO® Score for free Yes Yes Yes Yes Yes
Free access to card management tools in Online Banking and our mobile app8 Yes Yes Yes Yes Yes
Zero Liability9 Yes Yes Yes Yes Yes
ID Navigator powered by NortonLifeLock Yes Yes Yes Yes Yes
No foreign transaction fee1 Yes No No No No
Visa Signature® Concierge10 Yes No No No No
Account Features
Visa Signature®2
Perfect for you if: You want to earn 2x the points on every purchase and love exclusive rewards.
Rates as low as 10.99% APR
Earns unlimited points or cash back 2x the points on every purchase
Bonus point or cash back offer Earn 20,000 bonus points after spending $2,500 in the first 90-days of account opening.2
Introductory offer Yes
Annual fee No
Contactless payments with Apple Pay, Google Pay, and Samsung Pay Yes
Access to your FICO Score for free Yes
Free access to card management tools in Online Banking and our mobile app Yes
Zero Liability Yes
ID Navigator powered by NortonLifeLock Yes
No foreign transaction fee Yes
Visa Signature Concierge Yes
Account Features
Platinum3
Perfect for you if: You love earning points just for buying groceries and filling up your gas tank.
Rates as low as 8.99% APR
Earns unlimited points or cash back 3x the points at U.S. supermarkets and wholesale clubs
2x the points at gas stations
1 point on all other purchases
Bonus point or cash back offer Earn 10,000 bonus points after spending $1,000 in the first 90-days of account opening.3
Introductory offer Yes
Annual fee No
Contactless payments with Apple Pay, Google Pay, and Samsung Pay Yes
Access to your FICO Score for free Yes
Free access to card management tools in Online Banking and our mobile app Yes
Zero Liability Yes
ID Navigator powered by NortonLifeLock Yes
No foreign transaction fee No
Visa Signature Concierge No
Account Features
Gold4
Perfect for you if: You love getting automatic cash back.
Rates as low as 8.99% APR
Earns unlimited points or cash back 2% at U.S. supermarkets and wholesale clubs
1.5% at gas stations
1% on all other purchases
10% on finance charges
Bonus point or cash back offer Receive $100 cash back after spending $1,000 in the first 90-days of account opening.4
Introductory offer Yes
Annual fee No
Contactless payments with Apple Pay, Google Pay, and Samsung Pay Yes
Access to your FICO Score for free Yes
Free access to card management tools in Online Banking and our mobile app Yes
Zero Liability Yes
ID Navigator powered by NortonLifeLock Yes
No foreign transaction fee No
Visa Signature Concierge No
Account Features
The Classic5
Perfect for you if: You believe the greatest reward is a great low rate.
Rates as low as 7.49% APR
Earns unlimited points or cash back No
Bonus point or cash back offer No
Introductory offer Yes
Annual fee No
Contactless payments with Apple Pay, Google Pay, and Samsung Pay Yes
Access to your FICO Score for free Yes
Free access to card management tools in Online Banking and our mobile app Yes
Zero Liability Yes
ID Navigator powered by NortonLifeLock Yes
No foreign transaction fee No
Visa Signature Concierge No
Account Features
Classic Secured6
Perfect for you if: You want to build or rebuild your credit.
Rates as low as 13.74% APR
Earns unlimited points or cash back No
Bonus point or cash back offer No
Introductory offer No
Annual fee No
Contactless payments with Apple Pay, Google Pay, and Samsung Pay Yes
Access to your FICO Score for free Yes
Free access to card management tools in Online Banking and our mobile app Yes
Zero Liability Yes
ID Navigator powered by NortonLifeLock Yes
No foreign transaction fee No
Visa Signature Concierge No

More secure ways to pay

Add your GECU Visa card to Apple Pay®, Google Pay®, or Samsung PayTM.

Access your FICO® Score, for free 

Monitor your FICO® Score through Online Banking and our mobile app, updated quarterly.

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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