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Personal loans and lines of credit

Whether you're planning your next big adventure or life's thrown you a curve ball, we provide fast financing to get you the cash you need.

No matter what lies ahead,
we’ll help you get the financing you need

  • Variety of budget-friendly loan options with flexible terms
  • No application fee
  • No pre-payment penalties

Personal loans are an easy way to take care of your cash needs. Whether you require funds for an unexpected home repair or you are financing your dream vacation, we have a variety of budget-friendly loan options available. You’ll also enjoy fixed rates, free pre-approvals, and no pre-payment penalty.

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Secured personal loan

Choose your collateral – vehicle, certificate, or savings account – to secure financing. By pledging collateral as security, enjoy a low-rate personal loan.

Unsecured personal loan

Get access to cash from $500 to $50,000 without required collateral–often with just your signature and good credit history.

Anytime Line of Credit

When you have multiple needs for cash over a period of time, a personal line of credit is a great solution. Choose an amount up to $50,000.

Hardship Emergency Loan Program

Our HELP loan can provide you with funds quickly during difficult times. Loan amount up to $1,000 with up to six (6) months, minimum 30 days to first payment.

Manage your loan online or from your mobile device

Have a desktop computer, tablet, or mobile phone? No problem – you can access your GECU loan from all of them! Manage your account and make payments in our GECU mobile app or access Online Banking anytime when you log in at: gecreditunion.org.1 Need help? Send us a secure message or chat with us in our mobile app or online.

  • Access your FICO® Score for free, updated quarterly. 
  • Go paperless and say goodbye to clutter with eStatements.
  • View all your accounts, loans, and investments in one spot and set goals to pay your debt off faster with our Money Management tool.
     

Get started

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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Checking you can rely on

From free to high-yield, for personal or business, there’s a checking account for your needs.

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