Lending rates
A lending rate, also known as a loan interest rate, is the amount you are charged by a lender in exchange for access to the loan. Review our loan options below and secure the best home loan, auto loan, credit card, and more.
Mortgage rates
To learn more about our rates, complete this short form and we'd be happy to get in touch with you.
| Loan Amount | APR |
|---|---|
| $10,000 - $49,999.99 | 5.99%* |
| $50,000 and over | 5.99%** |
Effective 9.7.2023
*As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.00%.
**As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.25%.
Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
| Term | Rate | APR |
|---|---|---|
| Up to 60 months | 8.125% | 8.125% |
| 61 to 120 months | 8.625% | 8.625% |
| 121 to 180 months | 9.000% | 9.000% |
Effective 7.1.2024
As low as rates assume the following: 2nd loan lien position, 80% combined loan-to-value (CLTV), credit score of 740, and loan amount of $50,000.00. The monthly payment of principal and interest (P&I) for a 5-Year Fixed is $1,016.81. The monthly payment of P&I for a 10-Year Fixed is $623.28. The monthly payment of P&I for a 15-Year Fixed is $507.13. Your Annual Percentage Rate (APR) may vary based on your final loan amount and finance charges. Interest rate and program terms are subject to change without notice. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Equity Rich Line of Credit
| Loan Amount | APR |
|---|---|
| $10,000 - $49,999.99 | 5.99%* |
| $50,000 and over | 5.99%** |
Effective 9.7.2023
*As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.00%.
**As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.25%.
Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed Equity Rich Loans
| Term | Rate | APR |
|---|---|---|
| 10-year Fixed | 7.750% | 8.023% |
| 15-year fixed | 8.000% | 8.198% |
Effective 7.1.2024
As low as rates assume the following: 1st loan lien position, 80% combined loan-to-value (CLTV), credit score of 740, and loan amount of $50,000.00. The monthly payment of principal and interest (P&I) for a 10-Year Fixed is $600.05. The monthly payment of P&I for a 15-Year Fixed is $477.83. Your Annual Percentage Rate (APR) may vary based on your final loan amount and finance charges. Interest rate and program terms are subject to change without notice. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Vehicle Loan Rates
| Term | APR |
|---|---|
| New Cars Only, 2024 and newer models, Up to 48 months* | As low as 4.99% |
| New/Used Cars, 2022 and newer models, Up to 63 months | As low as 5.49% |
| New/Used Cars, 2022 and newer models, 64 to 75 months | As low as 5.99% |
| New/Used Cars, 2022 and newer models, 76 to 84 months** | As low as 6.99% |
| New/Used Cars, 2022 and newer models, 85 to 87 months** | As low as 7.24% |
| Used Cars, 2019 through 2021 models, Up to 63 months | As low as 6.34% |
| Used Cars, 2019 through 2021 models, 64 to 75 months | As low as 6.84% |
| Used Cars, 2019 through 2021 models, 76 to 84 months** | As low as 7.84% |
| Used Cars, 2019 through 2021 models, 85 to 87 months** | As low as 8.09% |
| Used Cars, 2018 and older models, Up to 63 months | As low as 6.54% |
| Used Cars, 2015 through 2018, 64 to 75 months*** | As low as 7.04% |
Effective 5.5.2025
APR = Annual Percentage Rate. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
*New vehicle purchases only; not eligible on certified pre-owned vehicles.
**Minimum loan amount is $18,000.
***Minimum loan amount is $10,000. Model years 2015-2018 only.
Secured Personal Loans
| Collateral | APR |
|---|---|
| Savings Secured | 3.00% Over Savings Rate |
| Certificate Secured | 3.00% Over Certificate Rate |
| New/Used Cars, 2022 and newer models, Up to 63 months | As low as 6.49% |
| New/Used Cars, 2022 and newer models, 64 to 75 months | As low as 6.99% |
| New/Used Cars, 2022 and newer models, 76 to 84 months* | As low as 7.99% |
| New/Used Cars, 2022 and newer models, 85 to 87 months* | As low as 8.24% |
| Used Cars, 2019 through 2021 models, Up to 63 months | As low as 7.34% |
| Used Cars, 2019 through 2021 models, 64 to 75 months | As low as 7.84% |
| Used Cars, 2019 through 2021 models, 76 to 84 months* | As low as 8.84% |
| Used Cars, 2019 through 2021 models, 85 to 87 months* | As low as 9.09% |
| Used Cars, 2018 and older models, Up to 63 months | As low as 7.54% |
| Used Cars, 2015 through 2018, 64 to 75 months** | As low as 8.04% |
Effective 5.5.2025
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
*Minimum loan amount is $18,000.
**Minimum loan amount is $10,000. Model years 2015-2018 only
Unsecured Personal Loans
| Term | APR |
|---|---|
| Signature Loans Up to 24 months | As low as 10.50% |
| Signature Loans Up to 60 months | As low as 11.50% |
Effective 12.19.2024
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Hardship Emergency Loan Program (HELP)
| Term | APR |
|---|---|
| 30 days to 6 months | 18.00% |
Effective 6.8.2021
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Anytime Line of Credit (ALOC)
| Loan Amount | APR |
|---|---|
| $500 - $50,000 | As low as 11.50% |
Effective 12.19.2024
APR = Annual Percentage Rate. Program minimum rate is 6% and maximum rate is 18%. The rate is variable and adjusts with the Prime Rate. Credit will be reviewed annually and ALOC applied credit tier will adjust according to the credit score at the time of review. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed Boat Loans
| Term | APR |
|---|---|
| New/Used Fixed $75,000 and Above, Up to 180 Months | As low as 9.79% |
| New/Used Fixed $25,000 to $74,999.99, Up to 180 Months | As low as 9.59% |
| New/Used Fixed $24,999.99 and Below, Up to 84 Months | As low as 8.59% |
Effective 11.4.2023
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed RV Loans
| Term | APR |
|---|---|
| New/Used Fixed $75,000 and Above, Up to 180 Months | As low as 10.49% |
| New/Used Fixed $25,000 to $74,999.99, Up to 180 Months | As low as 9.99% |
| New/Used Fixed $24,999.99 and Below, Up to 84 Months | As low as 8.99% |
Effective 11.4.2023
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Motorcycle Loans
| Term | APR |
|---|---|
| New/Used Motorcycles, 2022 and newer models, Up to 36 months | As low as 7.49% |
| New/Used Motorcycles, 2022 and newer models, 37 to 48 months | As low as 7.74% |
| New/Used Motorcycles, 2022 and newer models, 49 to 60 months | As low as 7.99% |
| Used Motorcycles, 2021 and older models, Up to 36 months | As low as 8.49% |
| Used Motorcycles, 2021 and older models, 37 to 48 months | As low as 8.74% |
| Used Motorcycles, 2021 and older models, 49 to 60 months | As low as 8.99% |
Effective 1.2.2025
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Credit card
| Card | APR |
|---|---|
| Visa Signature® | As low as 14.99% |
| Platinum | As low as 12.99% |
| Gold | As low as 12.99% |
| The Classic | As low as 11.49% |
| Classic Secured | As low as 17.74% |
| Business | As low as 13.99% |
Effective 1.1.2025
APR = Annual Percentage Rate. Rates are subject to change quarterly. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Overdraft Line of Credit
| Annual Percentage Rate |
|---|
| 17.00% |
Effective 9.19.2007
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Mortgage rates
To learn more about our rates, complete this short form and we'd be happy to get in touch with you.
| Loan Amount | APR |
|---|---|
| $10,000 - $49,999.99 | 5.99%* |
| $50,000 and over | 5.99%** |
Effective 9.7.2023
*As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.00%.
**As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.25%.
Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
| Term | Rate | APR |
|---|---|---|
| Up to 60 months | 8.125% | 8.125% |
| 61 to 120 months | 8.625% | 8.625% |
| 121 to 180 months | 9.000% | 9.000% |
Effective 7.1.2024
As low as rates assume the following: 2nd loan lien position, 80% combined loan-to-value (CLTV), credit score of 740, and loan amount of $50,000.00. The monthly payment of principal and interest (P&I) for a 5-Year Fixed is $1,016.81. The monthly payment of P&I for a 10-Year Fixed is $623.28. The monthly payment of P&I for a 15-Year Fixed is $507.13. Your Annual Percentage Rate (APR) may vary based on your final loan amount and finance charges. Interest rate and program terms are subject to change without notice. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Equity Rich Line of Credit
| Loan Amount | APR |
|---|---|
| $10,000 - $49,999.99 | 5.99%* |
| $50,000 and over | 5.99%** |
Effective 9.7.2023
*As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.00%.
**As low as 5.99% is introductory rate for a 6-month period immediately following the date of agreement and is only available on new loans (new money). The rate is subject to adjustment quarterly to Prime – 0.25%.
Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed Equity Rich Loans
| Term | Rate | APR |
|---|---|---|
| 10-year Fixed | 7.750% | 8.023% |
| 15-year fixed | 8.000% | 8.198% |
Effective 7.1.2024
As low as rates assume the following: 1st loan lien position, 80% combined loan-to-value (CLTV), credit score of 740, and loan amount of $50,000.00. The monthly payment of principal and interest (P&I) for a 10-Year Fixed is $600.05. The monthly payment of P&I for a 15-Year Fixed is $477.83. Your Annual Percentage Rate (APR) may vary based on your final loan amount and finance charges. Interest rate and program terms are subject to change without notice. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Vehicle Loan Rates
| Term | APR |
|---|---|
| New Cars Only, 2024 and newer models, Up to 48 months* | As low as 4.99% |
| New/Used Cars, 2022 and newer models, Up to 63 months | As low as 5.49% |
| New/Used Cars, 2022 and newer models, 64 to 75 months | As low as 5.99% |
| New/Used Cars, 2022 and newer models, 76 to 84 months** | As low as 6.99% |
| New/Used Cars, 2022 and newer models, 85 to 87 months** | As low as 7.24% |
| Used Cars, 2019 through 2021 models, Up to 63 months | As low as 6.34% |
| Used Cars, 2019 through 2021 models, 64 to 75 months | As low as 6.84% |
| Used Cars, 2019 through 2021 models, 76 to 84 months** | As low as 7.84% |
| Used Cars, 2019 through 2021 models, 85 to 87 months** | As low as 8.09% |
| Used Cars, 2018 and older models, Up to 63 months | As low as 6.54% |
| Used Cars, 2015 through 2018, 64 to 75 months*** | As low as 7.04% |
Effective 5.5.2025
APR = Annual Percentage Rate. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
*New vehicle purchases only; not eligible on certified pre-owned vehicles.
**Minimum loan amount is $18,000.
***Minimum loan amount is $10,000. Model years 2015-2018 only.
Secured Personal Loans
| Collateral | APR |
|---|---|
| Savings Secured | 3.00% Over Savings Rate |
| Certificate Secured | 3.00% Over Certificate Rate |
| New/Used Cars, 2022 and newer models, Up to 63 months | As low as 6.49% |
| New/Used Cars, 2022 and newer models, 64 to 75 months | As low as 6.99% |
| New/Used Cars, 2022 and newer models, 76 to 84 months* | As low as 7.99% |
| New/Used Cars, 2022 and newer models, 85 to 87 months* | As low as 8.24% |
| Used Cars, 2019 through 2021 models, Up to 63 months | As low as 7.34% |
| Used Cars, 2019 through 2021 models, 64 to 75 months | As low as 7.84% |
| Used Cars, 2019 through 2021 models, 76 to 84 months* | As low as 8.84% |
| Used Cars, 2019 through 2021 models, 85 to 87 months* | As low as 9.09% |
| Used Cars, 2018 and older models, Up to 63 months | As low as 7.54% |
| Used Cars, 2015 through 2018, 64 to 75 months** | As low as 8.04% |
Effective 5.5.2025
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
*Minimum loan amount is $18,000.
**Minimum loan amount is $10,000. Model years 2015-2018 only
Unsecured Personal Loans
| Term | APR |
|---|---|
| Signature Loans Up to 24 months | As low as 10.50% |
| Signature Loans Up to 60 months | As low as 11.50% |
Effective 12.19.2024
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Hardship Emergency Loan Program (HELP)
| Term | APR |
|---|---|
| 30 days to 6 months | 18.00% |
Effective 6.8.2021
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Anytime Line of Credit (ALOC)
| Loan Amount | APR |
|---|---|
| $500 - $50,000 | As low as 11.50% |
Effective 12.19.2024
APR = Annual Percentage Rate. Program minimum rate is 6% and maximum rate is 18%. The rate is variable and adjusts with the Prime Rate. Credit will be reviewed annually and ALOC applied credit tier will adjust according to the credit score at the time of review. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed Boat Loans
| Term | APR |
|---|---|
| New/Used Fixed $75,000 and Above, Up to 180 Months | As low as 9.79% |
| New/Used Fixed $25,000 to $74,999.99, Up to 180 Months | As low as 9.59% |
| New/Used Fixed $24,999.99 and Below, Up to 84 Months | As low as 8.59% |
Effective 11.4.2023
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Fixed RV Loans
| Term | APR |
|---|---|
| New/Used Fixed $75,000 and Above, Up to 180 Months | As low as 10.49% |
| New/Used Fixed $25,000 to $74,999.99, Up to 180 Months | As low as 9.99% |
| New/Used Fixed $24,999.99 and Below, Up to 84 Months | As low as 8.99% |
Effective 11.4.2023
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Motorcycle Loans
| Term | APR |
|---|---|
| New/Used Motorcycles, 2022 and newer models, Up to 36 months | As low as 7.49% |
| New/Used Motorcycles, 2022 and newer models, 37 to 48 months | As low as 7.74% |
| New/Used Motorcycles, 2022 and newer models, 49 to 60 months | As low as 7.99% |
| Used Motorcycles, 2021 and older models, Up to 36 months | As low as 8.49% |
| Used Motorcycles, 2021 and older models, 37 to 48 months | As low as 8.74% |
| Used Motorcycles, 2021 and older models, 49 to 60 months | As low as 8.99% |
Effective 1.2.2025
APR = Annual Percentage Rate. Terms are guidelines only; longer terms may be available for qualified borrowers. APR will vary if the loan is signed at a partner dealer location. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Credit card
| Card | APR |
|---|---|
| Visa Signature® | As low as 14.99% |
| Platinum | As low as 12.99% |
| Gold | As low as 12.99% |
| The Classic | As low as 11.49% |
| Classic Secured | As low as 17.74% |
| Business | As low as 13.99% |
Effective 1.1.2025
APR = Annual Percentage Rate. Rates are subject to change quarterly. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
Overdraft Line of Credit
| Annual Percentage Rate |
|---|
| 17.00% |
Effective 9.19.2007
APR = Annual Percentage Rate. Rates are subject to change daily. Please call: 513.243.4328 or 800.542.7093 for the most current rates. View complete disclosures.
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