Discontinued deposit account rates
The following accounts are no longer available.
Money Market Plus account
This product is no longer offered, effective 1.14.19.
| Deposit Amount | Rate | APY |
|---|---|---|
| $10,000 - $49,999.99 | 1.79% | 1.80% |
| $50,000 and over | 1.79% | 1.80% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 1.9.2026.
FREE Checking account
This product is no longer offered, effective 2.20.2019.
| Deposit Amount | Rate | APY |
|---|---|---|
| $1,000 - $7,499.99 | .01% | .01% |
| $7,500 and over | .05% | .05% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 2.22.2024.
Premium FREE Checking account
This product is no longer offered, effective 2.20.2019.
| Deposit Amount | Rate | APY |
|---|---|---|
| $10,000 - $24,999.99 | .05% | .05% |
| $25,000 and over | .10% | .10% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 2.22.2024.
Bump Certificates
This promotion ended, effective 1.3.25. If you took advantage of our Bump Certificate special prior to 1.3.25, full details can be found here.
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-Year Bump Certificate | $0.01 | 2.76% | 2.80% |
| 3-Year IRA/HSA Bump Certificate | $0.01 | 2.77% | 2.80% |
| 5-Year Bump Certificate | $0.01 | 2.67% | 2.70% |
| 5-Year IRA Bump Certificate | $0.01 | 2.67% | 2.70% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 10.25.2024.
Money Minutes Blog
The world of credit scores doesn't have to be confusing. Enjoy our free, downloadable eBook The Ultimate Beginner's Guide to Credit Scores.
Navigating the passing of a loved one is emotionally and logistically overwhelming. This guide breaks down the essential tasks—from immediate steps to long-term responsibilities—so you can focus on what matters most, with support and clarity.
Whether you’re an older millennial or you barely made the cut being born in 1996, you're likely interested in learning ways to grow your money, right? Enter, certificates! Learn more about these fixed-rate accounts and how they can help you reach financial goals.
Financial institutions aren't all the same
At General Electric Credit Union, the big difference is we focus on improving people's lives, not padding our profits.