Deposit rates
Deposit account rates are what you, the depositor, stand to gain from keeping your money in an account or certificate. Secure your future with the best checking accounts, competitive certificates rates, and more.
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .05% | .05% |
Effective 5.20.2021
Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 2.08% | 2.10% |
| 3-year IRA/HSA Bump Certificate | $500 | 2.08% | 2.10% |
| 5-year Bump Certificate | $500 | 3.45% | 3.50% |
| 5-year IRA Bump Certificate | $500 | 3.45% | 3.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.09% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.88% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.47% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
| 5-year certificate | $500 | 3.45% | 3.50% |
| 1-year jumbo certificate | $100,000 | 1.98% | 2.00% |
| 2-year jumbo certificate | $100,000 | 2.47% | 2.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.10% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.89% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.48% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
| 5-year certificate | $500 | 3.45% | 3.50% |
| 1-year jumbo certificate | $100,000 | 1.99% | 2.00% |
| 2-year jumbo certificate | $100,000 | 2.48% | 2.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.10% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.89% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.48% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
Effective 6.17.2022
Money Market accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .50% | .50% |
| $5,000 - $24,999.99 | .55% | .55% |
| $25,000 - $249,999.99 | .85% | .85% |
| $250,000+ | 1.29% | 1.30% |
Effective 6.16.2022
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .50% | .50% |
| $5,000 - $24,999.99 | .55% | .55% |
| $25,000 - $249,999.99 | .85% | .85% |
| $250,000+ | 1.29% | 1.30% |
Effective 6.16.2022
Checking accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $4,999.99 | .05% | .05% |
| $5,000+ | .10% | .10% |
Effective 2.20.2019
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $1,499.99 | .30% | .30% |
| $1,500 - $49,999.99 | .45% | .45% |
| $50,000 - $249,999.99 | .80% | .80% |
| $250,000 - $999,999.99 | 1.09% | 1.10% |
| $1,000,000+ | 1.14% | 1.15% |
Effective 6.16.2022
Savings
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .05% | .05% |
Effective 5.20.2021
Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 2.08% | 2.10% |
| 3-year IRA/HSA Bump Certificate | $500 | 2.08% | 2.10% |
| 5-year Bump Certificate | $500 | 3.45% | 3.50% |
| 5-year IRA Bump Certificate | $500 | 3.45% | 3.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.09% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.88% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.47% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
| 5-year certificate | $500 | 3.45% | 3.50% |
| 1-year jumbo certificate | $100,000 | 1.98% | 2.00% |
| 2-year jumbo certificate | $100,000 | 2.47% | 2.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.10% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.89% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.48% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
| 5-year certificate | $500 | 3.45% | 3.50% |
| 1-year jumbo certificate | $100,000 | 1.99% | 2.00% |
| 2-year jumbo certificate | $100,000 | 2.48% | 2.50% |
Effective 6.17.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | 1.10% | 1.10% |
| 6-month certificate | $500 | 1.59% | 1.60% |
| 9-month certificate | $500 | 1.69% | 1.70% |
| 1-year certificate | $500 | 1.89% | 1.90% |
| 18-month certificate | $500 | 2.13% | 2.15% |
| 2-year certificate | $500 | 2.48% | 2.50% |
| 3-year certificate | $500 | 3.45% | 3.50% |
Effective 6.17.2022
Money Market accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .50% | .50% |
| $5,000 - $24,999.99 | .55% | .55% |
| $25,000 - $249,999.99 | .85% | .85% |
| $250,000+ | 1.29% | 1.30% |
Effective 6.16.2022
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .50% | .50% |
| $5,000 - $24,999.99 | .55% | .55% |
| $25,000 - $249,999.99 | .85% | .85% |
| $250,000+ | 1.29% | 1.30% |
Effective 6.16.2022
Checking accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $4,999.99 | .05% | .05% |
| $5,000+ | .10% | .10% |
Effective 2.20.2019
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $1,499.99 | .30% | .30% |
| $1,500 - $49,999.99 | .45% | .45% |
| $50,000 - $249,999.99 | .80% | .80% |
| $250,000 - $999,999.99 | 1.09% | 1.10% |
| $1,000,000+ | 1.14% | 1.15% |
Effective 6.16.2022
Don't see your account listed?
General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
Money Minutes Blog
The world of credit scores doesn't have to be confusing. Enjoy our free, downloadable eBook The Ultimate Beginner's Guide to Credit Scores.
You may be wondering just how these Debit Card Controls boost your account security. From keeping you up to date on account activity to stopping fraud in its tracks, there are a variety of reasons to customize your controls.
GECU Voices brings you guidance and insight from experts within the Credit Union. This article is brought to you by Austin Vaive, Information Security Manager.