Deposit rates
Deposit account rates are what you, the depositor, stand to gain from keeping your money in an account or certificate. Secure your future with the best checking accounts, competitive certificates rates, and more.
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .05% | .05% |
Effective 5.20.2021
Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 1.04% | 1.05% |
| 3-year IRA/HSA Bump Certificate | $500 | 1.05% | 1.05% |
| 5-year Bump Certificate | $500 | 1.14% | 1.15% |
| 5-year IRA Bump Certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .50% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.04% | 1.05% |
| 3-year certificate | $500 | 1.14% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.09% | 1.10% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .49% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.05% | 1.05% |
| 3-year certificate | $500 | 1.15% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.10% | 1.10% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .49% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.05% | 1.05% |
| 3-year certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
Money Market accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .25% | .25% |
| $5,000 - $24,999.99 | .30% | .30% |
| $25,000 - $249,999.99 | .60% | .60% |
| $250,000+ | .80% | .80% |
Effective 5.5.2022
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .25% | .25% |
| $5,000 - $24,999.99 | .30% | .30% |
| $25,000 - $249,999.99 | .60% | .60% |
| $250,000+ | .80% | .80% |
Effective 5.5.2022
Checking accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $4,999.99 | .05% | .05% |
| $5,000+ | .10% | .10% |
Effective 2.20.2019
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $1,499.99 | .05% | .05% |
| $1,500 - $49,999.99 | .20% | .20% |
| $50,000 - $249,999.99 | .55% | .55% |
| $250,000 - $999,999.99 (Variable based on 1-Month Treasury Bill) | .54% | .55% |
| $1,000,000+ (Variable based on 1-Month Treasury Bill) | .54% | .55% |
Effective 5.10.2022
Savings
| Minimum Balance | Rate | APY |
|---|---|---|
| $0 | .05% | .05% |
Effective 5.20.2021
Certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-year Bump Certificate | $500 | 1.04% | 1.05% |
| 3-year IRA/HSA Bump Certificate | $500 | 1.05% | 1.05% |
| 5-year Bump Certificate | $500 | 1.14% | 1.15% |
| 5-year IRA Bump Certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .50% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.04% | 1.05% |
| 3-year certificate | $500 | 1.14% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.09% | 1.10% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .49% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.05% | 1.05% |
| 3-year certificate | $500 | 1.15% | 1.15% |
| 5-year certificate | $500 | 1.24% | 1.25% |
| 1-year jumbo certificate | $100,000 | 1.00% | 1.00% |
| 2-year jumbo certificate | $100,000 | 1.10% | 1.10% |
Effective 5.5.2022
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-month certificate | $500 | .49% | .50% |
| 6-month certificate | $500 | .60% | .60% |
| 9-month certificate | $500 | .70% | .70% |
| 1-year certificate | $500 | .90% | .90% |
| 18-month certificate | $500 | .95% | .95% |
| 2-year certificate | $500 | 1.05% | 1.05% |
| 3-year certificate | $500 | 1.15% | 1.15% |
Effective 5.5.2022
Money Market accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .25% | .25% |
| $5,000 - $24,999.99 | .30% | .30% |
| $25,000 - $249,999.99 | .60% | .60% |
| $250,000+ | .80% | .80% |
Effective 5.5.2022
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 0% | 0% |
| $100 - $4,999.99 | .25% | .25% |
| $5,000 - $24,999.99 | .30% | .30% |
| $25,000 - $249,999.99 | .60% | .60% |
| $250,000+ | .80% | .80% |
Effective 5.5.2022
Checking accounts
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $4,999.99 | .05% | .05% |
| $5,000+ | .10% | .10% |
Effective 2.20.2019
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $1,499.99 | .05% | .05% |
| $1,500 - $49,999.99 | .20% | .20% |
| $50,000 - $249,999.99 | .55% | .55% |
| $250,000 - $999,999.99 (Variable based on 1-Month Treasury Bill) | .54% | .55% |
| $1,000,000+ (Variable based on 1-Month Treasury Bill) | .54% | .55% |
Effective 5.10.2022
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General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
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