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IRA Money Market
Live large and seek adventure. Or, kick back and relax. Whatever your retirement dreams are, this secure, higher-earning account can leave you with more money to work (and play) with.
Put your retirement savings on a growth track
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Choose Roth or Traditional IRAs
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Enjoy secure, guaranteed returns
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Earn more with a five-tiered rate structure1
The best years of your life? You bet. The key is a retirement savings plan that offers exceptional results. At GECU, we make it easy to build up a nest egg. Our IRA Money Market offers guaranteed returns, competitive earnings, and tax benefits to help your savings go even further.
- Accelerate your savings with tax advantages1 and no monthly fees.
- Open an account with as little or as much as you want (no minimum to open and earn).
- Contribute up to $7,000 per year ($8,000 if over age 50).
- Take advantage of tiered-rates that reward bigger balances.2
- Monitor account activity 24/7 with Online Banking and our mobile app.3
- Trust in the protection of the National Credit Union Administration (NCUA), which insures all IRA funds for up to $250,000.
IRA Money Market Rates2
| Deposit Amount | Rate | APY |
|---|---|---|
| Up to $99.99 | 2.23% | 2.25% |
| $100 - $4,999.99 | 2.23% | 2.25% |
| $5,000 - $24,999.99 | 2.23% | 2.25% |
| $25,000 - $249,999.99 | 2.23% | 2.25% |
| $250,000+ | 2.23% | 2.25% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 9.24.2024.
Helpful Resources
Money Minutes Blog
Do you know the withdrawal rules for traditional IRA accounts? Learn them here!
You can name a beneficiary or multiple beneficiaries on many accounts.
With all of life’s unexpected expenses, saving for retirement might not have always been at the forefront – at a younger age, there was more time to make riskier investments.
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