Checking

Total convenience. Time-saving technology. Money-making opportunities. At GECU, our checking options are designed to make your day easier and finances stronger.

Your money, your lifestyle,

your choice

  • Get your money at nearly 100,000 ATMs nationwide1
  • Enjoy 24/7 Online Banking and mobile app access at home, or wherever you go
  • Take advantage of dividend-earning opportunities

Products Widget

Simply Free Checking2

Simply Free Checking is the perfect everyday checking account, ideal for those who are looking for a simple account packed with great features.

Choice Checking3

Choice Checking is a competitive, dividend-earning checking account with two tiers for attainable earning opportunities.

Amplified High-Yield Checking4

Our Amplified High-Yield Checking account offers significant earning potential, with five tiers - as your balance increases, so does your return.

Online Banking and mobile app

Managing and monitoring your money couldn’t be easier. With free Online Banking and mobile app access, you can keep an eye on your accounts to create healthy money habits.

ClickSWITCH

Changing banks doesn’t have to be a headache. Make it simple with ClickSWITCH! Switch your direct deposits and identify automatic payments from your existing account to your new GECU checking account.

Round-Up Savings9

Looking for an easy way to save? Round-Up is a no-brainer way to automatically pad your savings. We round up each debit card purchase to the next dollar, then transfer the extra change to your savings account.

Overdraft Solutions

Life gets busy. Mistakes happen. We offer several ways to protect your account against overdrafts.

ATM access

Access to nearly 100,000 free ATMs means your money is always within reach.1

Simply Free Checking2
Choice Checking3
Amplified High-Yield Checking4
Perfect for you if: You want the peace of mind of having a FREE checking account. You want a checking account that earns interest without any hassle. You want to maximize your earning potential.
Minimum to open5 $25 $25 $25
Monthly maintenance fee $0 $10; waived if $500 average daily balance is maintained $15; waived if $1,500 average daily balance is maintained
Dividends No Yes Yes
Free first book of checks No Yes Yes
Waived out-of-network ATM fees No No Up to 10 out-of-network ATM fees reimbursed each month5
Access to nearly 100,000 free ATMs Yes Yes Yes
Free access to your FICO® Score Yes Yes Yes
Free access to Online Banking and top-rated mobile app6 Yes Yes Yes
Free Mobile Deposit, Bill Pay, 7 and eStatements Yes Yes Yes
Apple Pay®, Google Pay™, and Samsung Pay™ compatible Yes Yes Yes
Account alerts via email, SMS text message, and push notifications Yes Yes Yes
Overdraft protection solutions Yes Yes Yes
Account Features
Simply Free Checking2
Perfect for you if: You want the peace of mind of having a FREE checking account.
Minimum to open $25
Monthly maintenance fee $0
Dividends No
Free first book of checks No
Waived out-of-network ATM fees No
Access to nearly 100,000 free ATMs Yes
Free access to your FICO Score Yes
Free access to Online Banking mobile app Yes
Free Mobile Deposit, Bill Pay, and eStatements Yes
Apple Pay, Google Pay, and Samsung Pay compatible Yes
Account alerts via email, SMS text message, and push notifications Yes
Overdraft protection solutions Yes
Account Features
Choice Checking3
Perfect for you if: You want a checking account that earns interest without any hassle.
Minimum to open $25
Monthly maintenance fee $10; waived if $500 average daily balance is maintained
Dividends Yes
Free first book of checks Yes
Waived out-of-network ATM fees No
Access to nearly 100,000 free ATMs Yes
Free access to your FICO Score Yes
Free access to Online Banking mobile app Yes
Free Mobile Deposit, Bill Pay, and eStatements Yes
Apple Pay, Google Pay, and Samsung Pay compatible Yes
Account alerts via email, SMS text message, and push notifications Yes
Overdraft protection solutions Yes
Account Features
Amplified High-Yield Checking4
Perfect for you if: You want to maximize your earning potential.
Minimum to open $25
Monthly maintenance fee $15; waived if $1,500 average daily balance is maintained
Dividends Yes
Free first book of checks Yes
Waived out-of-network ATM fees Up to 10 out-of-network ATM fees reimbursed each month5
Access to nearly 100,000 free ATMs Yes
Free access to your FICO Score Yes
Free access to Online Banking mobile app Yes
Free Mobile Deposit, Bill Pay, and eStatements Yes
Apple Pay, Google Pay, and Samsung Pay compatible Yes
Account alerts via email, SMS text message, and push notifications Yes
Overdraft protection solutions Yes

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Money Minutes Blog

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