Wire transfers

Move money around the world, quickly and safely, with a wire transfer.

Fast, secure, dependable

  • Quick, cost-effective process
  • Safeguards in place for your security
  • Domestic and international wire transfers

When you need to get or send money fast, a wire transfer is a secure way to do it. The term “wire transfer” refers to the process of electronically transferring funds from one financial institution – such as a bank or credit union – to another. Sometimes, this process may involve fees.

Along with speed and safety, you may want to wire money simply because it’s a required payment method. One example is wiring a down payment or closing costs to an escrow company before closing on a house.

One thing’s for sure: whether you’re moving money from within the U.S. or somewhere across the world, this solution will get the job done quickly and cost effectively.

Protecting your accounts

As previously mentioned, a wire transfer is a secure way to send and receive money. But, some criminals may try to trick you into sending them one, scamming you out of money. They prefer this method because once the money is in their hands, you may not be able to get it back. Avoid falling victim to this scam by doing the following:

  • Be vigilant about knowing whom you send funds.
  • Be cautious about online or social media requests to wire money.
  • Never give your personal or banking information to a stranger or unknown source.
  • Know GECU will never initiate contact asking for personal information.

Incoming wire transfers

You don’t need to come into a branch to receive an incoming wire transfer.

For domestic wires use the following details:

To/financial institution name: General Electric Credit Union 10485 Reading Road Cincinnati, OH 45241
Routing/ABA #: 242076821
Beneficiary: Your name and full account number

For international wires use the following details:

Beneficiary financial institution: PNC Bank – Swift Code/BIC: PNCCUS33
Beneficiary bank address: 249 Fifth Avenue Pittsburgh, PA 15222 United States of America
Beneficiary: General Electric Credit Union
Account number: 1070009179
Beneficiary address: 10485 Reading Road Cincinnati, OH 45241 United States of America
Originator to beneficiary information: “[MEMBER NAME]” “[GECU ACCOUNT NUMBER]”

Outgoing wire transfers

For a small fee, you can wire money from your GECU account to another financial institution. If you are within Greater Cincinnati, we require you to stop by a GECU location in person as an outgoing wire transfer form for the request is required.

NOTE: You will need your driver’s license so we can verify your identity; thank you for helping us protect you and your accounts from identify theft and fraud.

If you are not in close proximity to an office location, mail your wire request to:

General Electric Credit Union
Attention: Wire Department
11311 Cornell Park Drive, Suite 110
Cincinnati, OH 45242

Please allow up to 24 business hours (Monday - Friday: 8 am to 5 pm) from the time of receipt. We will be in touch during this timeframe to process the wire transfer.

 

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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