Low risk. High return. Maximize your savings when you set aside extra money in a GECU Certificate.

Growth starts here

  • Open an account with as little as $5001
  • Choose terms from 6 months to 5 years
  • Take advantage of competitive rates

You work hard to keep your financial position moving forward; your savings strategy should do the same. Lock in some of our highest interest rates and build your savings on a schedule in line with future plans and goals. Create a solid savings strategy with fixed rates of return.

  • No monthly maintenance fee.
  • Open with as little as $500; Jumbo Certificates starting at $100,000.
  • Term options from 3 months to 5 years.
  • Federally insured up to $250,000 by the NCUA.
  • Watch your money grow using Online Banking or our top-rated mobile app.2

To make the most of your certificate, set it and forget it until you reach maturity. When it matures, you can access the money (plus interest earned) or reinvest in another certificate at the current rate.

Certificate rates1

Term Minimum Balance Rate APY
3-month certificate $500 .50% .50%
6-month certificate $500 .60% .60%
9-month certificate $500 .70% .70%
1-year certificate $500 .90% .90%
18-month certificate $500 .95% .95%
2-year certificate $500 1.04% 1.05%
3-year certificate $500 1.14% 1.15%
5-year certificate $500 1.24% 1.25%
1-year jumbo certificate $100,000 1.00% 1.00%
2-year jumbo certificate $100,000 1.09% 1.10%

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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