Certificate Savings Account High Interest Rates

Personal
Bank
Accounts

Low risk. High return. Maximize your savings when you set aside extra money in a GECU Certificate.

No minimum deposit
60-day rate guarantee¹
Guaranteed returns

Term	Minimum Balance	Rate	APY
3-Month Certificate	$0	3.45%	3.50%
6-Month Certificate	$0	4.51%	4.60%
9-Month Certificate	$0	4.60%	4.70%
1-Year Certificate	$0	4.89%	5.00%
18-Month Certificate	$0	4.17%	4.25%
2-Year Certificate	$0	4.31%	4.40%
3-Year Certificate	$0	4.55%	4.65%
5-Year Certificate	$0	4.65%	4.75%

Term	Minimum Balance	Rate	APY
1-Year Jumbo Certificate	$100,000	5.27%	5.40%
2-Year Jumbo Certificate	$100,000	4.51%	4.60%
1-Year Jumbo+ Certificate	$250,000	5.46%	5.60%
2-Year Jumbo+ Certificate	$250,000	4.65%	4.75%

General Electric Credit Union is federally insured by the National Credit Union Association (NCUA). Because of this, the NCUA insures your funds with the Credit Union up to $250,000 per accountholder and per ownership category. Not sure if your accounts fall under this umbrella? Use the NCUA share insurance estimator to determine if you're covered – or if there's a gap that needs to be addressed.

If any of your funds fall outside of NCUA insurance, contact a GECU team member to discuss strategies to expand your coverage.

1

Schedule an appointment

Schedule an appointment at your preferred GECU location to ensure a team member is ready to assist you.

Schedule your visit

2

Open an account online

It only takes a few minutes to open an account.

Get started online

3

Give us a call

How You Can Take Advantage of Rising Interest Rates

The Federal Reserve – also referred to as the Fed – is the central bank of the United States. You may have heard their name in the news lately because they are tasked with addressing anything that threatens the U.S. economy’s ability to function as smoothly as possible.

3 Steps to Take in Response to Interest Rate Hikes

You’ve likely heard that the Federal Reserve (Fed) raised interest rates again. This time, it was the largest rate increase since 1994.¹

3 Myths Millennials Should Know About Certificates

Whether you’re an older millennial or you barely made the cut being born in 1996, you're likely interested in learning ways to grow your money, right? Enter, certificates! Learn more about these fixed-rate accounts and how they can help you reach financial goals.

Certificates

Ready, set, grow

Featured certificates

Certificates⁴

Jumbo Certificates⁴

You're in good hands

Three easy ways to open a certificate