Low risk. High return. Maximize your savings when you set aside extra money in a GECU Certificate.

No minimum deposit
60-day rate guarantee¹
Guaranteed returns

Term	Minimum Balance	Rate	APY
3-Month Certificate	$0	2.23%	2.25%
6-Month Certificate	$0	2.47%	2.50%
9-Month Certificate	$0	2.96%	3.00%
1-Year Certificate	$0	4.12%	4.20%
18-Month Certificate	$0	4.17%	4.25%
2-Year Certificate	$0	4.31%	4.40%
3-Year Certificate	$0	4.55%	4.65%
5-Year Certificate	$0	4.65%	4.75%

Term	Minimum Balance	Rate	APY
1-Year Jumbo Certificate	$100,000	4.31%	4.40%
2-Year Jumbo Certificate	$100,000	4.51%	4.60%
1-Year Jumbo+ Certificate	$250,000	4.51%	4.60%
2-Year Jumbo+ Certificate	$250,000	4.65%	4.75%

General Electric Credit Union is federally insured by the National Credit Union Association (NCUA). Because of this, the NCUA insures your funds with the Credit Union up to $250,000 per accountholder and per ownership category. Not sure if your accounts fall under this umbrella? Use the NCUA share insurance estimator to determine if you're covered – or if there's a gap that needs to be addressed.

If any of your funds fall outside of NCUA insurance, contact a GECU team member to discuss strategies to expand your coverage.

1

Schedule an appointment

Schedule an appointment at your preferred GECU location to ensure a team member is ready to assist you.

Schedule your visit

2

Open an account online

It only takes a few minutes to open an account.

Get started online

3

Give us a call

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Certificates

Ready, set, grow

Featured certificates

Certificates⁴

Jumbo Certificates⁴

You're in good hands

Three easy ways to open a certificate