Say hello to endless perks
With Simply Free Checking, you'll enjoy a mobile app that's easy to use, plus the convenience of nearly 100,000 ATMs/ITMs nationwide.
Low risk. High return. Maximize your savings when you set aside extra money in a GECU Certificate.
Ready, set, grow
Our high-yield certificates offer guaranteed returns and put your savings on autopilot. Just choose your term and let your certificate go to work for you.
Featured certificates
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-Month Certificate | $0.01 | 3.98% | 4.05% |
| 6-Month Certificate | $0.01 | 3.98% | 4.05% |
| 9-Month Certificate | $0.01 | 3.98% | 4.05% |
| 11-Month No-Penalty Certificate* | $0.01 | 3.74% | 3.80% |
| 1-Year Certificate | $0.01 | 3.98% | 4.05% |
| 18-Month Certificate | $0.01 | 3.69% | 3.75% |
| 2-Year Certificate | $0.01 | 3.69% | 3.75% |
| 3-Year Certificate | $0.01 | 3.54% | 3.60% |
| 5-Year Certificate | $0.01 | 3.45% | 3.50% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 10.4.2024.
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 1-Year Jumbo Certificate | $100,000 | 4.22% | 4.30% |
| 2-Year Jumbo Certificate | $100,000 | 3.83% | 3.90% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 10.4.2024.
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 3-Year Bump Certificate | $0.01 | 3.20% | 3.25% |
| 3-Year IRA/HSA Bump Certificate | $0.01 | 3.21% | 3.25% |
| 5-Year Bump Certificate | $0.01 | 3.11% | 3.15% |
| 5-Year IRA Bump Certificate | $0.01 | 3.11% | 3.15% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 10.4.2024.
You're in good hands
General Electric Credit Union is federally insured by the National Credit Union Association (NCUA). Because of this, the NCUA insures your funds with the Credit Union up to $250,000 per accountholder and per ownership category. Not sure if your accounts fall under this umbrella? Use the NCUA share insurance estimator to determine if you're covered – or if there's a gap that needs to be addressed.
If any of your funds fall outside of NCUA insurance, contact a GECU team member to discuss strategies to expand your coverage.
Three easy ways to open a certificate
Schedule an appointment in advance to ensure a team member is ready to assist you.
General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.
Money Minutes Blog
When interest rates increase, it can affect your financial life in several ways – some good, some bad. One silver lining is that financial institutions often increase their deposit rates in response to rate hikes.
Saving for the future can feel like swimming upstream – especially during periods of high inflation when the cost of everything goes up. That’s why you need a savings solution that propels your money forward.
When it comes to saving your hard-earned money, you have options. One is a certificate, which you can open through a credit union to grow your money for a set term.
Say hello to Simply Free Checking
With a mobile app that's easy to use, Simply Free Checking is easy to love.