A 401(k) is a fantastic way to prepare for retirement. But accessing the funds before certain criteria is met will cause you to incur penalties and lose out on some of those hard-earned savings.
Ready, set, grow
1-Year Certificate at 3.00% APY*
2-Year Certificate at 3.30% APY*
Plus, 60-day rate guarantee!*
Supporting you at every stage
The GECU and credit union difference
Serving since 1954
With proven stability, we are the third largest locally based financial institution in Greater Cincinnati.
You’re a shareholder
As a cooperative credit union, we’re owned and run by our members.
Members matter
We're not for profit and we’re committed to your financial success.
Open to all
GECU membership is open to anyone in the Greater Cincinnati area.
Committed to our communities
GECU supports local businesses and organizations through our GECU Cares program, sponsorships, and our annual scholarship.
Empowering people
Your success is our success. We provide tools and resources so you can make the best choices for your unique finances.
What our members say
It was the first financial institution I visited when I moved to Fairfield. I came from Pennsylvania and was a credit union member there so I was already familiar with how they work. GECU didn't disappoint me. I would recommend them to anyone.
Diana F.
I have been a member of General Electric Credit Union since 1979. I have bought many cars, a couple of motorcycles and taken who knows how many loans for all the things that life has thrown my way. I also have a credit card, and checking account at the credit union. Through all of life's ups and downs, the folks at General Electric Credit union have been there to help. Always exceeding my expectations, and I can't say that about many other places. Thanks for always being there!!
Barry Day
GECU is one of the best financial institutions in the country, period. They offer great service at low cost. Whether it is with their everyday checking or saving accounts or their mortgage loan program. They respond quickly to meet their member's expectations.
Guy D.
I think General Electric Credit Union is a great financial institution that has been great to me, and I would recommend them to my family and friends. I have been with GECU for eight years now and will continue using them for my banking and car loans. Its a great financial institution.
Teresa S.
I have been a member of the credit union since 1963. They have helped me raise two kids, buy a house, cars, and take a vacation each year. Knowing GECU is there to help me if I need them is truly a blessing.
Bob H.
I got an auto loan and I don’t have perfect credit but they got me an interest rate that I’m very happy with! I will always come here and recommend for any auto loan.
David B.
Money Minutes Blog
Rising rates can be a good thing for your savings goals. That’s because financial institutions sometimes raise their own rates on deposit products like certificates to help their members cash in on current conditions.
In an early July poll, 58% of Americans said they thought the US economy was in a recession, up from 53% in June and 48% in May.1