Mortgages

Whether you’re purchasing a new home or want to refinance, our lending team is ready to explain all your financing options and offer friendly advice on getting the best loan for your home.

You'll feel right
at home with us

  • Save in the long run with competitive interest rates
  • Choose fixed-rate, adjustable-rate or jumbo mortgages
  • Tap into the knowledge of our experienced lending team

First homes and forever homes. Bigger places for growing families and cozy cottages for down-sizing couples. No matter what you're buying, building, or refinancing we have loan options designed to fit your current budget and future plans.

  • Mortgage loans for new homes and refinancing for existing homes.
  • Fixed-rate loans with stable monthly payments.
  • Adjustable-rate loans featuring lower rates for the first few years.
  • Jumbo loans for more expensive homes.
  • Construction loans for borrowers who are building their own place.
  • Refinancing options to score a better rate or term.
  • Investment loans for a wide variety of properties.

The GECU loan difference

When you entrust us with your loan, you’re opening the door to competitive rates, an easy pre-approval process, and an experienced and helpful lending team!

  • No prepayment penalties or required escrow account
  • Low Closing Cost Mortgages available through a GECU lender credit.
  • Rate reduction options available.

Today's mortgage rates1

Access your way

For details about your mortgage, log in to Online Banking or our mobile app and click on your mortgage account from the Account Summary screen.2 You can also:

  • Initiate one-time or recurring automatic transfers to pay your loan each month. 
  • Set up automatic payments from another bank or credit union. 
  • View your FICO® Score for free, updated quarterly.
  • Send us a secure message or start a chat in our mobile app or Online Banking
  • Customize email and text message alerts and reminders.
  • Set up a debt goal in Money Management to visualize your payoff plan. Plus, view all your accounts and investments from GECU and other institutions, making it easy to plan and track your budget. 

We’re ready when you are

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Money Minutes Blog

FREE eBook: The Ultimate Beginner's Guide to Credit Scores

The world of credit scores doesn't have to be confusing. Enjoy our free, downloadable eBook The Ultimate Beginner's Guide to Credit Scores.

Read more
6 Ways to Maintain Control Over Your Debit Card

You may be wondering just how these Debit Card Controls boost your account security. From keeping you up to date on account activity to stopping fraud in its tracks, there are a variety of reasons to customize your controls.

Read more
Ransomware: 21st Century Blackmail

GECU Voices brings you guidance and insight from experts within the Credit Union. This article is brought to you by Austin Vaive, Information Security Manager.

Read more
Checking you can rely on
From free to high-yield, for personal or business, there’s a checking account for your needs.