Mortgages

Whether you’re purchasing a new home or want to refinance, our lending team is ready to explain all your financing options and offer friendly advice on getting the best loan for your home.

Save in the long run with competitive interest rates
Choose fixed-rate, adjustable-rate or jumbo mortgages
Tap into the knowledge of our experienced lending team

First homes and forever homes. Bigger places for growing families and cozy cottages for down-sizing couples. No matter what you're buying, building, or refinancing we have loan options designed to fit your current budget and future plans.

Mortgage loans for new homes and refinancing for existing homes.
Fixed-rate loans with stable monthly payments.
Adjustable-rate loans featuring lower rates for the first few years.
Jumbo loans for more expensive homes.
Construction loans for borrowers who are building their own place.
Refinancing options to score a better rate or term.
Investment loans for a wide variety of properties.

Access your way

For details about your mortgage, log in to Online Banking or our mobile app and click on your mortgage account from the Account Summary screen.² You can also:

Initiate one-time or recurring automatic transfers to pay your loan each month.
Set up automatic payments from another bank or credit union.
View your FICO® Score for free, updated quarterly.
Send us a secure message or start a chat in our mobile app or Online Banking.
Customize email and text message alerts and reminders.
Set up a debt goal in Money Management to visualize your payoff plan. Plus, view all your accounts and investments from GECU and other institutions, making it easy to plan and track your budget.

We’re ready when you are

Complete this short form and we'll get in touch with you
Schedule an appointment and visit your local branch
Submit your application

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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