Site Search
Site Search

Savings

The future is an exciting place. Build long-term security with an account that gives you all the tools needed to watch your money grow.

A secure way to grow funds
for your dreams

  • Enjoy no monthly fees or minimum balance requirements
  • Transfer money to your savings account(s) on a schedule that suits you
  • Access to nearly 100K free ATMs nationwide1

Maybe you want to buy something big. Go somewhere special. Do something extraordinary. Or maybe you just want to be ready for anything life throws your way. We offer simple account options with no minimum balance requirements and no monthly fees so you can take aim at your financial goals and stay in full control of your savings journey.

Put your savings on autopilot when you set up direct deposit or automatic transfers from another account and enjoy rich features like our Money Management budgeting tool for free. Building your emergency fund while also saving for a new car? You have the option to open as many savings accounts as you want to keep your goals separate.

You want options, we deliver them

Savings

Our savings account is simple and uncomplicated. Use it for anything you need – building a nest egg or stowing away funds for a fun purchase.

Christmas Club

Unwrap more savings with our Christmas Club account. Save and earn dividends for the holidays year-round and funds will be distributed on September 30th of each year, so you can start your holiday shopping!

Vacation Club

Upgrade your travel budget with our Vacation Club account; dividends are earned daily and credited each quarter! All you have to do is pack your suitcase and enjoy the time away.

Use these savvy savings tools to watch your money grow

Automatic transfers

Set it and forget it. Transfer money into your savings account in Online Banking2 on a schedule that makes the most sense for you.

Mobile deposit

Choose your savings account, enter the amount, and submit. With our top-rated mobile app, depositing checks to bolster your savings is as easy as taking a photo from your phone.

Round-Up

When you link your savings account to a GECU checking account, your everyday transactions get rounded to the nearest dollar and the difference automatically lands in savings. Plus, we'll match 5% of your rounded-up funds, up to $350 a year.3

All our savings accounts include:

Tip: Calculate your accurate savings insurance by using the NCUA e-calculator!

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

Helpful Resources

Money Minutes Blog

Co-Signer vs. Co-Borrower: What’s the Difference?
When applying for financing—whether it’s a mortgage, personal loan, or a vehicle loan—you might come across the terms co-signer and co-borrower. While they may sound similar, they play very different roles in a loan agreement.
Read more
Tax-Free Weekend: Deals for Back-to-School Shopping and Beyond

Ohio's Tax-Free Weekend is a great opportunity to save on qualifying purchases. This year, the holiday is August 7th through August 9th. 

Read more
Amazon Prime Day 2026: Best Deals, Dates & Shopping Tips

Get ready to fill your cart and finally check off your Amazon Wishlist—Amazon Prime Day 2026 is back, and it’s shaping up to be one of the biggest online shopping events of the year.

Read more

This top-rated app is where it's at

All it takes is a quick download to open up lots of time-saving features you can use on the go.

Download our app