Frequently asked questions

You are eligible for membership at GECU if you live, work, worship, or attend school in one of the Ohio, Kentucky, or Indiana communities we serve. In addition, if you are an employee or member of one of our Select Employer Groups (SEGs) or are an immediate family member of a current member, you’re eligible to join, too! Visit our Membership & Eligibility page to find out more about our field of membership. Get started online now.

You can visit any GECU office location or open your account online for a savings account, checking account, money market, or certificate. To open an IRA or HSA, please contact us to schedule an appointment.

View our Hours & Locations or Contact Information.

We offer a variety of online applications so you can get started on your own. In addition, there are several printable applications you may complete and mail to us, or you can meet with a loan officer at any office location.

Yes. Your deposits are insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Learn more.

During GECU’s business hours, you can make deposits in person, by mail, or at GECU deposit-accepting ATMs. You can also deposit funds conveniently through payroll deduction, direct deposit, or Transfers in Online Banking, or Mobile Deposit through Mobile Banking.

Within our Online Banking and mobile app, you can: view account balances, transfer funds, access eStatements, make loan/credit card payments, pay bills, and more. Once you’re enrolled in Online Banking, you’ll have access to a variety of services, including: Alerts, Transfers, eStatements, Bill Pay, Mobile deposit, and more.

Yes, you may contact a Member Service Representative during business hours at: 513.243.4328 or 800.542.7093. In addition, you can use our automated service, CallConnect, for convenient access to your GECU accounts 24 hours a day, 7 days a week. Call 513.243.3333 or 800.589.2875. 

Our routing number is 2420-7682-1.

We are here to support you during this difficult time. Please refer to this guide to settling accounts for more information.

GECU’s free Online Banking is the easiest way to manage your finances anywhere you have internet access. Within our Online Banking and mobile app, you can: view your account balances and transaction history, transfer funds, pay bills, view your account and loan statements, access our online loan applications, set up account alerts, access GECU credit card information, and much more.

To enroll, complete this short enrollment form. Once you have completed and submitted the enrollment form, you will set up your verification methods (the phone number and/or email address to use should you forget your password or log in from an unrecognized device). Then, you're in!

MFA is a security feature designed to protect the privacy and security of your GECU Online Banking account and personal information. MFA setup occurs during enrollment and can be edited/updated at any time (under My Settings). MFA is required the first time you log in with a new device. Upon set-up, you may also choose to register your personal computer. This means it will recognize your computer as one that you authorize to access your account and it won’t ask you to verify your login. When you access Online Banking from an unregistered computer, you’ll be asked to verify your identity by receiving a text message or email with a one-time password to verify your device. This password is 6 numerical digits and expires in 10 minutes.

Yes. Log in to Online Banking and select My Settings, then Edit your Username and Password. 

No. You can use any device with internet access and a web browser to access Online Banking; however, for your security, we recommend that you not use a public computer, i.e. a computer at a public library, to access your GECU Online Banking account. No matter which device you choose to use, you will need to know your Online Banking Username, Password, and access to your MFA phone number and/or email address. 

1. Log in to Online Banking.
2. Scroll over Additional Services, then click Text Banking & Alerts.
3. To sign up, click Start Text Banking now.
4. Enter in your text number and click Activate.
5. Set up alert options, click Done.
6. After signing up, you can select what alerts you want sent via text message or email.
7. On the right, text options will appear for guidance.

1. Log in to Online Banking.
2. In the top right, click My Settings.
3. Scroll down, under Other Settings, select Rename and Hide Accounts.
4. You can type in the nickname for your accounts and decide whether you want to show the account on your home Accounts page by checking or unchecking the boxes on the right.
5. When finished, click Done.

Note: You will not be able to make or schedule transfers to or from hidden accounts. Additionally, these accounts will not appear in Mobile Banking if they are hidden; you will need to unhide them in Online Banking to make them visible.

1. Log in to Online Banking.
2. In the top right, click My Settings.
3. Scroll down, under Other Settings, select Rename and Hide Accounts.
4. You can decide whether you want to show the account on your home Accounts page by checking or unchecking the boxes on the right.
5. When finished, click Done.

Note: You will not be able to make or schedule transfers to or from hidden accounts. Additionally, these accounts will not appear in Mobile Banking if they are hidden; you will need to unhide them in Online Banking to make them visible.

Yes. You can download your account history into a CSV or OFX File.

To enroll for eStatements, you’ll first need to enroll in Online Banking. Once enrolled in Online Banking, follow these steps to sign up for eStatements:

• Log in to Online Banking and select eStatements .
• Read the agreement, click Enroll Now.

Once you’re signed up, you’ll receive an email notification around the fifth business day of each month letting you know your statement is available to view, print, or save at your convenience. In addition, you’ll begin to accrue 36 months worth of statement history accessible 24/7. 

1. Log in to Online Banking.
2. In the main navigation, click Text Banking & Alerts.
3. To sign up, click Start Text Banking now.
4. Enter in your text number and click Activate.
5. Set up alert options, click Done.
6. After signing up, you can select what alerts you want sent via text message or email.
7. On the right, text options will appear for guidance.

To delete your Online Banking profile, please submit a request using our Contact Us form. You may indicate your request in the 'Message' box. If we need additional information or have any questions, a member of our team will contact you using your preferred method of communication. 

To download the GECU mobile app, visit your app store by clicking the buttons below.

To enroll in Mobile Banking, download our app from your app store. If you've previously logged in to Online Banking, you can use the same Username and Password. If you're a new Online and Mobile Banking user, follow the directions below:

1. Under the login section, tap Sign Up.
2. Enter in your username and password of choice.
3. Enter in personal information.
4. Choose whether you want to enroll in Bill Pay simultaneously.
5. Accept the Terms and Conditions.
6. Tap Complete Sign Up.

1. Open the GECU mobile app and select Forgot Login?. 
2. Tap Recover Credentials.
3. To unlock your account, enter in the phone number associated with your Mobile Banking Account.
4. Enter your Username, click Send me a new password.
5. You will be sent a new password to use the next time you log in.
6. When asked to change your password, enter in the password you were sent and then create a new one to use moving forward.

Within our mobile banking app, you can easily transfer funds between your GECU accounts, to other GECU members, or between your external accounts at other financial institutions. 

To delete your mobile app profile, please submit a request using our Contact Us form. You may indicate your request in the 'Message' box. If we need additional information or have any questions, a member of our team will contact you using your preferred method of communication.