Tax documents

Get the details about official tax forms and other documents, and where and when you’ll receive them.

GECU tax form guide

When filing your tax returns, you may need one or more of the following.

Tax form # Purpose Who should receive this form? When will this form be mailed? Special notes
1098 Mortgage interest paid All First Mortgage loans will receive this form regardless of the amount paid. The IRS only requires financial institutions to send out this form on Home Equity/Second Mortgage Loans and RV loans when the interest paid is $600.00 or greater. Deadline for mailing is January 31, 2024. If you qualify but did not receive a 1098, please contact us. NOTE: You will not receive a letter if you did not pay the $600.00 minimum in interest for the tax year.
1099INT Interest earned on all accounts based on the primary SSN (excluding IRA/HSA accounts) Anyone who has earned a total combined interest of $10.00 or greater. Deadline for mailing is January 31, 2024. The 1099INT can only list up to 8 accounts per form. If you have more than 8 accounts under your SSN, you will receive multiple forms. Each form will list the account numbers that are included in the total. To find the amount of interest earned for a specific account, please contact us.
1099R Traditional and Roth IRA distributions Any person making a withdrawal from a Traditional or Roth IRA regardless of age. Deadline for mailing is January 31, 2024. We do not send notification to the IRS until the end of February to allow you time to review for corrections, if applicable.
1099SA HSA distributions Any person making a withdrawal from an HSA. Deadline for mailing is January 31, 2024. We do not send notification to IRS until the end of February to allow you time to review for corrections, if applicable.
1099Q Coverdale/Educational IRA distributions Any person making a withdrawal from a Coverdale/ Educational IRA Deadline for mailing is January 31, 2024. We do not send notification to the IRS until the end of February to allow you to review for corrections if applicable.
5498 Contributions to a Traditional and/or Roth IRA Any person who has made a contribution for the prior tax year Deadline for mailing is May 31st. Contributions can be made as late as April 15th of the following year for the prior tax year. Although the Deadline is May 31st, we will mail your form ASAP to allow you time to review for corrections, if applicable.
5498ESA Contributions to a Coverdale or Educational IRA Any person who has made a contribution for the prior tax year. Deadline for mailing is May 31st. Contributions can be made as late as April 15th of the following year for the prior tax year. Although the Deadline is May 31st, we will mail your form ASAP to allow you time to review for corrections, if applicable.
5498SA Contributions to an HSA Any person who has made a contribution for the prior tax year. Deadline for mailing is May 31st. Contributions can be made as late as April 15th of the following year for the prior tax year. Although the Deadline is May 31st, we will mail your form ASAP to allow you time to review for corrections, if applicable.

Beginning of the year FAQs

  • Tax forms are mailed out at the end of January to the address on file. Need to update your address? You can do so via Online Banking, our mobile app, or by calling us at: 513.243.4328.
    • NOTE: Not all members will receive tax forms. Please use the table above to determine if you should have received one.
  • End-of-year statements are generated similarly to regular statements. They should be ready within the first or second week of January.
  • How you'll receive them: 
    • Printed statements will be mailed to the address on file.
    • eStatements will be available in Online Banking or our mobile app.
  • We can provide electronic copies of statements to you. To request this, submit a Secure Email or initiate a Secure Chat session through Online Banking or our mobile app
    NOTE: There is a $5 statement copy fee.
  • Some members may see an Inactivity Fee on their annual statements. The Credit Union sends out letters to the address on file before listing an account inactive and assessing monthly fees. Contact us for any additional questions you may have about Inactivity Fees. 

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