No penalty, no strings attached
Let the funds sit until your certificate reaches maturity or withdraw them early, the choice is yours! Either way, you'll receive the principle plus earned interest, with no penalty.
- Personal
- Bank
- Accounts
- Certificates
11-Month No-Penalty Certificate
No-risk earnings are a no brainer – and now they come with no strings attached!
Smart savings with
no strings
-
No minimum deposit
-
No early withdrawal penalty
-
Guaranteed returns
Whether you're saving toward a goal or want to maintain flexibility for the unexpected, our 11-Month No-Penalty Certificate is the perfect option - with a guaranteed return.
For a limited-time, open an:
11-Month No-Penalty Certificate1
| Term | Minimum Balance | Rate | APY |
|---|---|---|---|
| 11-Month No-Penalty Certificate | $0.01 | 3.93% | 4.00% |
Annual Percentage Yields (APYs) shown are as of the last dividend declaration date 9.04.2024.
You're in good hands
General Electric Credit Union is federally insured by the National Credit Union Association (NCUA). Because of this, the NCUA insures your funds with the Credit Union up to $250,000 per accountholder and per account type. Not sure if your accounts fall under this umbrella? Use the NCUA share insurance estimator to determine if you're covered – or if there's a gap that needs to be addressed.
If any of your funds fall outside of NCUA insurance, contact a GECU team member to discuss strategies to expand your coverage.
Three easy ways to open a certificate
1
Schedule an appointment
Schedule an appointment in advance to ensure a team member is ready to assist you.
Featured certificates
Helpful Resources
Say hello to Simply Free Checking
With a mobile app that's easy to use, Simply Free Checking is easy to love.