Amplified High-Yield Checking

Yes, a checking account can make you money! This attainable, high-performance account features next-level earning potential.

The best checking account for growing your money

  • No monthly fee with a $1,500 average daily balance1
  • Get reimbursed for up to 10 out-of-network ATM fees2
  • Send and receive money with ZelleĀ®3

You've built your financial success on a simple idea: your money should be working as hard as you. Our Amplified High-Yield checking account features a five-tiered rate structure with exciting growth potential. As your balance grows, so will your earnings.

  • Open your account with as little as $25.
  • Keep a $1,500 average daily balance to waive the $15 monthly maintenance fee.
  • Bring in higher returns as your balance grows. 
  • Access your cash at nearly 100,000 free ATMs nationwide; our in-network ATMs include all GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs.4 Plus, we’ll reimburse up to 10 out-of-network ATM fees each month. 
  • Receive your first book of checks at no charge.
  • View your FICO® Score for free within Online Banking and our mobile app.5

See how we compare1

Deposit Amount Rate APY
Up to $1,499.99 .05% .05%
$1,500 - $49,999.99 .15% .15%
$50,000 - $249,999.99 .25% .25%
$250,000 - $999,999.99 .35% .35%
$1,000,000+ .45% .45%

Our add on services pack an extra punch

Get paid up to two days early, with Early Pay

Get early access to ACH payments (including direct deposits like your paycheck), up to two days early.6 

Send and receive money with Zelle®

A fast, safe, and easy way to send money to friends, family, and other people you know and trust, wherever they bank.3 Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

Use your card – whether it’s on you or not

Make online and mobile payments a snap when you add your GECU debit card to your favorite wallet app: Apple Pay®, Samsung Pay™, or Google Pay™.

Pad your savings 

Give your savings a bigger boost and add Round-Up, where your debit card purchases get rounded to the nearest dollar, and the extra change is automatically moved from your checking account to your GECU savings account. And that’s not all: we’ll match 5% of your rounded-up funds, up to $350 a year!7

Bounce back from ‘oops’ moments

Get added protection and choose one (or all) of our overdraft solutions

  • Overdraft Protection Transfers8
    Free, automatic protection from overdrafts, as funds get transferred from a linked savings account to cover a charge if you go over your balance.
  • Overdraft Line of Credit 
    Once approved for an Overdraft Line of Credit, we’ll lend you the funds (up to your credit limit) to cover overdrafts in your checking account. Applying online is easy! 
  • Courtesy Overdraft9
    Allows you to overdraw your account up to a set limit for a fee on: checks, Bill Pay items, and recurring debits like loan or credit card payments. Stick with automatic, standard coverage; or, opt in to extend coverage for ATM and checking account purchases. 

Secure, 24/7/365 account access on your schedule

No matter if you’re using a desktop computer, tablet, or your mobile phone, we make banking easy for you wherever you go. Our GECU mobile app allows you to take care of nearly every need with a simple tap, and you can access Online Banking is available anytime when you log in at: Plus, send us a secure message or start a chat in our mobile app or online. 

  • Cut the clutter and go paperless with eStatements.
  • Easily transfer money in from your other accounts.
  • Make paying bills hassle-free when you use Bill Pay.10
  • Save a trip to the branch and deposit your checks with Mobile deposit
  • Use our Money Management tool to view all your accounts and investments in one place, making it easy to plan and track your money goals. 
  • Turn your debit card on/off, set spending limits, decline foreign transactions, and more using Debit Card Controls.  

General Electric Credit Union is a full-service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky.

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